Social and Behavioral Sciences Commons^™

Completion Of A Personal Financial Management Course In Relation To Financial Satisfaction, Confidence And Practices, Shana R. Morris

All Graduate Theses and Dissertations, Spring 1920 to Summer 2023

This study was conducted to examine the relationship between completion of a personal financial management course and financial satisfaction, confidence, and practices. The relationship between the use of recommended financial management practices and financial satisfaction and confidence was also examined.

Data for this study were collected through a questionnaire mailed to a sample of Utah State University graduates who had taken a personal financial management course at the university and those who had not. The survey investigated financial satisfaction, confidence in financial management skills, and use of recommended financial management techniques.

Mean financial satisfaction scores were computed by averaging responses …

Credit Use And Financial Satisfaction Among Usu Community Credit Union Members, In-Sook Ju

All Graduate Theses and Dissertations, Spring 1920 to Summer 2023

This study investigated the level of financial satisfaction of the family money manager in relation to socioeconomic characteristics, attitudes towards credit, and credit practices. The population was members of the USU Community Credit Union. Data were collected with a mail survey questionnaire from a random sample of 500 subjects. After multiple follow-up attempts, the response rate was 55.2 percent.

The dependent variable was financial satisfaction; the independent variables were categorized into three groups: socioeconomic characteristics, credit attitudes, and credit practices. The conceptual model of this study hypothesized that there is a relationship between the dependent and independent variables. Age, education, …