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Social and Behavioral Sciences Commons

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Full-Text Articles in Social and Behavioral Sciences

Effects Of Real Estate Cycles On Residential Amenity Values For Water Resources, Amy L. Hillard Dec 2015

Effects Of Real Estate Cycles On Residential Amenity Values For Water Resources, Amy L. Hillard

HIM 1990-2015

Little research has been conducted on the effects of housing price cycles on preferences for environmental landscape attributes over time (Cho, Kim, & Roberts, 2011). If the economic value of scarce resources like water resource amenities depends on consumer preferences, then it is useful to address possible effects of cyclical variation in the housing market on these values. This issue is addressed in the primary research question for this thesis: Did the 2007-2009 recession and consequent real estate bust affect marginal willingness to pay for water resource amenities for properties in proximity to the lower St. Johns River (SJR) in …


How Behavioral Factors Are Being Implemented Into Today's Financial Education Programs, Esperanza Perez May 2015

How Behavioral Factors Are Being Implemented Into Today's Financial Education Programs, Esperanza Perez

HIM 1990-2015

This research examined 50 financial education programs within the state of Florida. The purpose of the research was to survey financial education program providers to see how they are evolving to meet the sociological, psychological and behavioral factors that affect individual’s financial decision making. In constructing the survey I referenced articles, journals and publications regarding how certain factors can affect an individual and their ability to apply financial education to their daily life. This review of previous research showed that tailored education, to determine a participant’s means, ability and goals, is the best way to help participants achieve financial independence. …


Macroeconomic Indicators As Determinants Of The U.S. Dollar As A Primary Reserve Currency, Joel Salgado May 2015

Macroeconomic Indicators As Determinants Of The U.S. Dollar As A Primary Reserve Currency, Joel Salgado

HIM 1990-2015

Several currencies have arisen as credible competitors for the dollar's primary reserve currency position in central banks around the globe, and many wonder how long the dollar can maintain its position. Reserve currency usage is dependent relative to the size of the home economy, openness to trade, and prosperous and stable growth, including an inertial bias. This paper utilizes econometric methods to examine the significance of macroeconomic indicators of the U.S. dollar’s reserve currency status. The dataset is gathered from the IMF's COFER database using a time period from 2000 to 2013 in order to capture the most relevant reserve …


The Optimum Currency Area Theory: An Analysis Of The Pacific Alliance, Andres Mira May 2015

The Optimum Currency Area Theory: An Analysis Of The Pacific Alliance, Andres Mira

HIM 1990-2015

This thesis is intended to consider whether the South American members of the trade bloc, the Pacific Alliance, namely Chile, Colombia, Peru, form an optimum currency area (OCA). An in-depth review into the progression of OCA theory is done to formulate a proper econometric analysis. An empirical investigation is conducted by using main macroeconomic indicators from the time period 2001 to the third quarter of 2014 to examine if the aforementioned countries are within the definition of an OCA. An ordinary least squares regression is done on three major economic indicators to test the causes of the deviation from one …


The Effects On Shareholder Wealth For Companies That Invest In Their Employees, Alison M. Threlfall Jan 2015

The Effects On Shareholder Wealth For Companies That Invest In Their Employees, Alison M. Threlfall

HIM 1990-2015

Companies have been known to reduce their costs by reducing their spending on employee benefits, but in the last decade there has been an increasing interest on how these decisions affect not just employee productivity and turnover, but also overall shareholder wealth and company profitability. This thesis seeks to answer whether companies that have a greater focus on their employee welfare and satisfaction are more financially stable and profitable than their competitors. The research and analysis consists of 40 companies, 20 highly rated by their employees paired with 20 of the worst companies according to employee opinion and benefits. Each …