Social and Behavioral Sciences Commons^™

Completion Of A Personal Financial Management Course In Relation To Financial Satisfaction, Confidence And Practices, Shana R. Morris

All Graduate Theses and Dissertations, Spring 1920 to Summer 2023

This study was conducted to examine the relationship between completion of a personal financial management course and financial satisfaction, confidence, and practices. The relationship between the use of recommended financial management practices and financial satisfaction and confidence was also examined.

Data for this study were collected through a questionnaire mailed to a sample of Utah State University graduates who had taken a personal financial management course at the university and those who had not. The survey investigated financial satisfaction, confidence in financial management skills, and use of recommended financial management techniques.

Mean financial satisfaction scores were computed by averaging responses …

Credit Use And Financial Satisfaction Among Usu Community Credit Union Members, In-Sook Ju

All Graduate Theses and Dissertations, Spring 1920 to Summer 2023

This study investigated the level of financial satisfaction of the family money manager in relation to socioeconomic characteristics, attitudes towards credit, and credit practices. The population was members of the USU Community Credit Union. Data were collected with a mail survey questionnaire from a random sample of 500 subjects. After multiple follow-up attempts, the response rate was 55.2 percent.

The dependent variable was financial satisfaction; the independent variables were categorized into three groups: socioeconomic characteristics, credit attitudes, and credit practices. The conceptual model of this study hypothesized that there is a relationship between the dependent and independent variables. Age, education, …

Resource Management Problems Of Usu Foreign Students, Gong Soog Hong

All Graduate Theses and Dissertations, Spring 1920 to Summer 2023

The purpose of this study was to examine the resource management problems of a group of foreign students. The sample surveyed was 300 foreign students who attended Utah State University during fall quarter of 1984. A questionnaire was used to examine the students' degree of difficulty with resource management.

The differences in the degree of difficulty with resource management and respondents' gender, academic level, marital status, length of stay in the U.S. and geographic origin were tested by Analysis of Variance.

Significant differences were found in the degree of difficulty with resource management and the length of stay in the …

Impact Of Young Mothers Program On Lives Of Teenage Mothers (Program #2 In Granite District, Salt Lake City, Utah), Lou Jean C. Shaw

All Graduate Theses and Dissertations, Spring 1920 to Summer 2023

The purpose of this study was to assess the impact oi the Young Mothers' Program #2 Granite School District, Salt Lake City, Utah, and the aspects of the program that were responsible for that impact, upon the lives of the Young Mothers who have attended the program since its existence. This study could possibly serve as a guide in evaluating other programs of this nature, locally and nationally. Knowing the value of a program could help establish it more firmly in the education system.

A questionnaire was mailed to sixty students who had attended Young Mothers' Program #2 for one …

Factors Influencing The Use Of Small Electrical Kitchen Appliances, Kathi Marie Braegger

All Graduate Theses and Dissertations, Spring 1920 to Summer 2023

Comparisons were made to determine which appliances owned by homemakers were used often and which appliances were used seldom or never and to relate areas of satisfaction and dissatisfaction to the amount of appliance use. The sample consisted of 123 homemakers from Cache and Weber counties in Utah.

Five hypotheses were tested. The amount of appliance use was significantly related to method of acquisition, performance, design and knowledge factors. The amount of appliance use was not significantly related to storage factors.

A Comparative Study Of The Goals Of Middle-Aged Student And Non-Student Homemakers, Ann Buttars

All Graduate Theses and Dissertations, Spring 1920 to Summer 2023

This study compared the goals of middle-aged student and non-student homemakers. Achieved, current and future goals were investigated.

The student sample was composed of twenty-five married, female, full-time students between the ages of thirty and fifty enrolled at Utah State University and was matched with a non-student sample as closely as possible. At least one full year of college had been attained by all subjects before marriage.

Data were collected through interviews conducted by the researcher during fall quarter, 1973. A non-directional t test was used to analyze the differences between the number of goals identified by both samples. Three …

Factors Affecting Consumers' Utilization Of Unit Pricing, Maurine Bingham

All Graduate Theses and Dissertations, Spring 1920 to Summer 2023

Characteristics of consumers who used unit pricing were compared to consumers who did not use unit pricing. A numerical rating was developed to aid the researcher in classifying consumers into two extreme groups, "usually" and "seldom." The sample consisted of 50 shoppers who usually and 50 shoppers who seldom used unit pricing. Data was collected at a local supermarket where unit pricing is provided.

Of the variables tested, annual family income was not significant (.861)r number of individuals shopped for was relatively significant (.283)r and age of consumer (.028), occupation of consumer (.067), employment pattern of consumer (.031), education of …

The Influence Of Selected Socio-Economic Factors On Consumer Awareness, Virginia Anne Dickinson

All Graduate Theses and Dissertations, Spring 1920 to Summer 2023

The influence of selected socioeconomic factors on the consumer awareness of women was investigated. An instrument was developed to measure the consumer awareness of individuals. The three areas assessed were awareness of existing problems in the marketplace, awareness of laws that control these problems and sources of help for the consumer when she encounters these problems.

A profile of a woman with low consumer awareness was constructed from the results of the data collected In the study. She will have an annual income of less than $8,000; she will have a high school education or less; her husband will be …

Goals And Locus Of Control Of Female Delinquent And Non-Delinquent Juveniles, Geraldine Bates

All Graduate Theses and Dissertations, Spring 1920 to Summer 2023

A comparison of perception of locus of control and identification of goals between delinquent and non-delinquent juvenile females was conducted.

The delinquent sample consisted of 20 female students at the Idaho State Youth Training Center. The non-delinquent sample consisted of 20 female students from two Idaho Public Secondary schools. The non-delinquent subjects were paired with the delinquent subjects as closely as possible according to age, religion, education, size and composition of family, and size of home town.

The instruments used were: (l) a background questionnaire, (2) a goal identification questionnaire, and (3) Rotter's I-E scale.

The difference between the mean …

Individual Family Contribution To Paper Pollution In Cache County, Carroll Porter Latham

All Graduate Theses and Dissertations, Spring 1920 to Summer 2023

Paper waste discarded by families of five persons in Cache County was studied for two seven-day periods. The sample consisted of 19 families comprised of a father who was employed full-time, a mother, and three children living at home. A background questionnaire was administered to each family for the purpose of describing the sample.

Sample families were given (1) plastic bags for storing of paper wastes and (2) bathroom tissue, the unused portion of which was collected with the other paper discards. The weight of all paper discards was tabulated for each family and an average was tabulated for families …