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Full-Text Articles in Social and Behavioral Sciences
Effects Of Shoe Donations On Children’S Time Allocation Toms Shoes In El Salvador, Flor Calvo
Effects Of Shoe Donations On Children’S Time Allocation Toms Shoes In El Salvador, Flor Calvo
Master's Theses
What are the impacts of TOMS shoe donations in rural El Salvador? This paper tries to answer the question by studying the changes in time allocation among children age 6 to 12 years in El Salvador. By taking advantage of a Randomized Control Trial performed between January 15, 2012 and February 21, 2013 I study time allocation differences between baseline and follow-up periods among treatment and control groups. The primary findings of the study show that children part of treatment communities reduced the time spent on school related activities by approximately 0.657 hours per day while increasing the time spent …
Different Uses Of Microfinance Among Conventional And Islamic Borrowers: Evidence From Jordan, Ngan Bui
Different Uses Of Microfinance Among Conventional And Islamic Borrowers: Evidence From Jordan, Ngan Bui
Master's Theses
The paper focuses on investment decisions made by microfinance borrowers in Jordan. While there has been a lot of literature concentrating on the level of investment after credit access was made available, there has been very limited research on the impact of Islamic microfinance. The amount of literature comparing Islamic financing and its conventional counterpart is even more uncommon. This study will look at how conventional and Islamic borrowers differ in their decisions pertaining to business investments, home improvement projects and consumer durable goods. Results show that microfinance loan take-ups do lead to a higher probability of business investments. In …
Incentives To Improve Economic Conditions: A Field Experiment In Medellin, Colombia, Lauren Skora
Incentives To Improve Economic Conditions: A Field Experiment In Medellin, Colombia, Lauren Skora
Master's Theses
The motivation for this research is to replicate the Oakland based Family Independence Initiative (FII) and to test the components of this model. The FII program claims its success stems from a bottom-up approach structured around setting life-improving goals, mutual support groups, and small monetary incentives to achieve results. As the popularity of this program continues to gain momentum in the United States, we designed a field experiment to measure the impact of incentives on goal achievement and economic conditions as well as the overall impact of the FII model. We enrolled close to 200 small business owners in four …
Why Risk It? The Effect Of Risk And Time Preferences On Microfinance Loan Default, Nike Start
Why Risk It? The Effect Of Risk And Time Preferences On Microfinance Loan Default, Nike Start
Master's Theses
Microfinance is widely recognized as a powerful method for poverty
alleviation. However, little is known about the characteristics of those who
default on their loans. Understanding the behavior of borrowers is an important
component of mitigating adverse selection and the moral hazard of lending. Both
of these concepts embody some of the greatest challenges faced by microfinance
institutions, and they provide the major motivation for this study. Accordingly,
the main objective of this research is to investigate whether non-delinquent
borrowers and delinquent borrowers of a microfinance institution reveal any
difference in their level of risk preference and time preference. This …