Social and Behavioral Sciences Commons^™

Essays On Transfer-Program Interactions Among Low-Income Households, Nicholas S. Moellman

Theses and Dissertations--Economics

This dissertation consists of three essays examining the role of transfer-program interactions for families and households who participate in the social safety net. The safety net is comprised of many different programs, run by different agencies, governed by different rules, and often administered by disparate and secluded entities. However, many households participate in multiple programs, subjecting them to the milieu of administrative hurdles. In this dissertation, I try to untangle some of the intended and unintended effects of program participation that may be experienced by these households.

In Essay 1, I examine the effect of the Patient Protection and Affordable …

Financial Inclusion In The City: Examining The Democratization Of Finance In Boston, Massachusetts, Jessa M. Loomis

Theses and Dissertations--Geography

This doctoral dissertation examines how the financialization of the economy affects the everyday lives of low and moderate-income (LMI) urban residents in the United States. Specifically, the research presented in this dissertation provides a critical examination of the democratization of finance by examining financial empowerment programs designed to promote financial inclusion for LMI residents in Boston, Massachusetts. These programs were created in the wake of the financial crisis to promote financial security by training participants to manage their debt, to monitor their credit scores, to avoid predatory lending, and to invest using mainstream financial products.

This research has two significant …

A Multidimensional Poverty Index For The United States, Nate Kratzer

Theses and Dissertations--Public Policy and Administration

A multidimensional poverty index for the United States is designed, evaluated, and defended as a useful measurement tool for policymakers to evaluate poverty. Chapter 1 presents a normative case for the index. Chapter 2 reviews the literature on poverty measures. Chapter 3 constructs the proposed index. Chapter 4 is a statistical examination of the internal structure of the index. Chapter 5 explores the index across states, over time, and among population subgroups, as well as presenting policy applications.