Open Access. Powered by Scholars. Published by Universities.®

Social and Behavioral Sciences Commons

Open Access. Powered by Scholars. Published by Universities.®

Clemson University

Banking

Discipline
Publication Year
Publication

Articles 1 - 2 of 2

Full-Text Articles in Social and Behavioral Sciences

Essays On The Financial Crisis, Financial Regulation, And Banks, Danielle Zanzalari May 2015

Essays On The Financial Crisis, Financial Regulation, And Banks, Danielle Zanzalari

All Dissertations

The conventional wisdom was that the Capital Purchase Program (CPP), under the Troubled Asset Relief Program (TARP), would benefit large banks over small sized banks, magnifying the claim that banks were 'Too Big to Fail'. In my first chapter, I examine whether investors react differently to important news regarding the CPP, depending on the asset size of banks. Using returns to common stock shareholders, I analyze the CPP announcement, bank capital infusions, and repayments and find that large banks, regardless of whether or not they entered into the CPP program and received capital, had large and significant returns at the …


Determinants Of The Profitability Of The U.S. Banking Industry During The Financial Crisis, Shiang Liu Aug 2013

Determinants Of The Profitability Of The U.S. Banking Industry During The Financial Crisis, Shiang Liu

All Theses

This research focuses on the determinants of the profitability of the US banking industry during the financial crisis. The analysis focuses on both internal and external variables regarding the profitability of banking sector, including bank-specific variables, industry-specific variables and macro economy variables. Data over the period 2007-2012 for 8677 US banks is derived from the Federal Deposit Insurance Corporation, Nasdaq Stock Market and Federal Reserve Bank. Fixed effect panel model are used to analyze the estimator and the significance of the determinants of the profitability. In this study, I test the nonlinear relationship between profitability and capital adequacy ratio and …