Open Access. Powered by Scholars. Published by Universities.®
Social and Behavioral Sciences Commons™
Open Access. Powered by Scholars. Published by Universities.®
Articles 1 - 1 of 1
Full-Text Articles in Social and Behavioral Sciences
Are Community Banks A Driver Of New Business Formation? Empirical Evidence From The United States From 2005 To 2015, Christopher Dodd
Are Community Banks A Driver Of New Business Formation? Empirical Evidence From The United States From 2005 To 2015, Christopher Dodd
Honors Projects in Economics
The number of small banks in the U.S. has dropped drastically since the Global Financial Crisis (GFC) (Federal Deposit Insurance Corporation [FDIC], 2018). Small businesses, which are essential to a well-functioning economy, often rely on banks as a source of financial capital. This study helps explain if the number of community banks in a state impacts new business formation and whether financial regulation passed following the GFC, specifically the DoddFrank Wall Street Reform and Consumer Protection Act of 2010, moderates the significance of the relationship. This thesis contributes to the literature in a few major ways. First, it provides a …