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Social and Behavioral Sciences Commons™
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Articles 1 - 12 of 12
Full-Text Articles in Social and Behavioral Sciences
Financial Behaviors, Financial Satisfaction, And Goal Attainment Among College-Educated Young Adults: A Mediating Analysis With Latent Change Scores, Xiaomin Li, Melissa Curran, Joyce Serido, Ashley B. Lebaron, Soyeon Shim, Nan Zhou
Financial Behaviors, Financial Satisfaction, And Goal Attainment Among College-Educated Young Adults: A Mediating Analysis With Latent Change Scores, Xiaomin Li, Melissa Curran, Joyce Serido, Ashley B. Lebaron, Soyeon Shim, Nan Zhou
Faculty Publications
The aim of the study is to investigate how 2,084 U.S. college-educated young adults (61.9% female, and 69.5% non-Hispanic White) navigated the goal attainment process during the transition to adulthood. Using four-wave data collected across eight years, we examined how financial behaviors (self-regulating behaviors) predicted both depressive symptoms (affective goal attainment evaluations) and financial obstacles to goal attainment (cognitive goal attainment evaluations) via financial satisfaction (resources). Given the variability in developmental trajectories (i.e., initial levels and rates of over-time changes) among young adults, we conducted an exploratory mediational analysis with Latent Change Scores. The results revealed indirect-only mediation patterns, and …
Consumer Financial Protection Bureau, Leticia Camacho
Consumer Financial Protection Bureau, Leticia Camacho
Faculty Publications
The Consumer Financial Protection Bureau (CFPB) was launched in 2011 by Congress through the Dodd-Frank Wall Street Reform and Consumer Protection Act. The CFPB site, available in English and Spanish, is updated daily and provides information about a wide range of financial products and services, including paying for college, foreclosure prevention, loan discrimination, credit reporting and scores, credit card agreements, and mortgage disclosures.
Civil War Finance: Lessons For Today, Jeffrey Rogers Hummel
Civil War Finance: Lessons For Today, Jeffrey Rogers Hummel
Faculty Publications
No abstract provided.
User Fees In Local Finance: Performance And Potential In Czech And Slovak Republics, Phillip J. Bryson
User Fees In Local Finance: Performance And Potential In Czech And Slovak Republics, Phillip J. Bryson
Faculty Publications
The Czech Republic and Slovakia, like other transition countries in Central and Eastern Europe, have given significant lip service to fiscal decentralization and engaged in public administration reforms. But the subnational governments of their public finance systems still lack relative autonomy, which could be addressed partly through developing independent revenue sources for their municipalities and regions. Currently, such independent revenue sources include the proceeds of a strictly nominal property tax as well as those of a small set of local user fees and taxes designed and approved by the central governments. Together they represent only about 5 percent of total …
World Economic Prospects [Book Review], Leticia Camacho
World Economic Prospects [Book Review], Leticia Camacho
Faculty Publications
Companies are entering the world market knowing that current global economic conditions are pivotal to their future success. Understanding internal conditions and existing challenges in a target country are as important as knowing whether a product has export potential. This publication explores global economic performance, major challenges, and other issues that could play a vital role in the success or failure of a company’s efforts at globalization.
Understanding Financial Management [Book Review], Leticia Camacho
Understanding Financial Management [Book Review], Leticia Camacho
Faculty Publications
Financial education is essential not only for accounting and finance students and business managers, but also for individuals who do not have a financial planning and control processes. Companies understand the need of financial education and many of them offer introductory financial courses for their employees. Seminars such as "Accounting for Non-Accounting People" cover basic principles of both financial and management accounting and are becoming very popular in the corporate world. Although Understanding Financial Management was written for MBA students or business managers and not for the non-financial individual, some of the principles discussed in this book could be of …
The Comparative Guide To American Suburbs [Book Review], Leticia Camacho
The Comparative Guide To American Suburbs [Book Review], Leticia Camacho
Faculty Publications
IN the First quarter of 2003, employers took 1,508 mass layoff actions. this trend continues in 2005. there are many reasons for these layoffs, including bankruptcy, business ownership change, financial difficulty, reorganization, domestic or overseas relocation, model change over, product line discontinuation, weather-related reasons, and so on. The employment market is tight right now, and professionals are forced to expand their job searches beyond their geographic areas. Many professionals who have a family look for jobs in the suburbs, trying to avoid congestion and pollution. The U.S. Census shows an increase in nontraditional families also moving to the suburbs.
Looking At Communities And Markets, Lan Cao
Looking At Communities And Markets, Lan Cao
Faculty Publications
No abstract provided.
Reflections On Britain's Research Assessment Exercise, Jayne W. Barnard
Reflections On Britain's Research Assessment Exercise, Jayne W. Barnard
Faculty Publications
No abstract provided.
Book Review Of Toxic Debts And The Superfund Dilemma, Ronald H. Rosenberg
Book Review Of Toxic Debts And The Superfund Dilemma, Ronald H. Rosenberg
Faculty Publications
No abstract provided.
Corporate Loans To Directors And Officers -- Every Business Now A Bank?, Jayne W. Barnard
Corporate Loans To Directors And Officers -- Every Business Now A Bank?, Jayne W. Barnard
Faculty Publications
In most states, a corporation may loan money to an officer or director if the board of directors authorizes the loan and finds that it will "benefit" the corporation. According to Professor Jayne W. Barnard, however, this benefit requirement has proved to be an illusory standard. Barnard reviews existing law on the subject and surveys the executive lending practices of 152 publicly held corporations. She concludes that executive loan enabling statutes have failed to consider the risks involved in making such loans, such as illiquidity, inadequate collateralization, inclination to default, and volatility of the economy. As a result, current laws …
Regulation Of Government Agencies Through Limitation Riders, Neal Devins
Regulation Of Government Agencies Through Limitation Riders, Neal Devins
Faculty Publications
Congress often attaches limitation riders to appropriations bills to establish its policy directives. Professor Devins argues that the appropriations process is not the proper vehicle for substantive policymaking. In this article, he analyzes institutional characteristics that prevent the full consideration or articulation of policy in appropriations bills. Professor Devins also considers the extent to which Congress's use of limitation riders inhibits the effectiveness of the other branches of the federal government. Professor Devins concludes that, while Congress's use of limitation riders is sometimes necessary, Congress should be aware of the significant risks associated with policymaking through the appropriations process.