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Articles 1 - 30 of 32
Full-Text Articles in Social and Behavioral Sciences
Money Talks: Conversations With Poor Households In Bangladesh About Managing Money, Stuart Rutherford
Money Talks: Conversations With Poor Households In Bangladesh About Managing Money, Stuart Rutherford
Journal of Microfinance / ESR Review
This paper describes the money management behavior of 42 low-income Bangladeshi households, half of them rural and half living in urban slums. They were found to be active managers of their financial resources. Thirty-three varieties of financial instrument were found to be in use by the sample households during the research year. As well as using a wide variety of instruments, most households engaged in multiple uses of the instruments: on average each household initiated a new money management arrangement every two weeks. The sums of money involved are large, both absolutely and relative to incomes. The average “turnover” (the …
Vol. 05 No. 2 Journal Of Microfinance, Journal Of Microfinance
Vol. 05 No. 2 Journal Of Microfinance, Journal Of Microfinance
Journal of Microfinance / ESR Review
No abstract provided.
Balancing Supply And Demand: The Emerging Agenda For Microfinance Institutions, Thankom Arun, David Hulme
Balancing Supply And Demand: The Emerging Agenda For Microfinance Institutions, Thankom Arun, David Hulme
Journal of Microfinance / ESR Review
No abstract provided.
Announcements, Journal Of Microfinance
Announcements, Journal Of Microfinance
Journal of Microfinance / ESR Review
No abstract provided.
Rural Finance, Poverty Alleviation, And Sustainable Land Use: The Role Of Credit For The Adoption Of Agroforestry Systems In Occidental Honduras, Ruerd Ruben, Luud Clercx
Rural Finance, Poverty Alleviation, And Sustainable Land Use: The Role Of Credit For The Adoption Of Agroforestry Systems In Occidental Honduras, Ruerd Ruben, Luud Clercx
Journal of Microfinance / ESR Review
This paper analyzes the relationship between financial services provided by different agents, the adoption of agroforestry systems, and the implications for food security and sustainable soil management. Attention is focussed on the role of rural finance in reducing risk and stabilizing household income and yields. We conclude that credit provision performs critical functions for reinforcing the resilience of rural livelihoods in less-favored areas. Rural development programs in the Occidental region of Honduras have been rather reluctant to provide rural financial services. Unfavorable agroclimatic conditions and the scarcity of infrastructure lead to extreme poverty. The local economy is fairly dynamic due …
Attitudes Of Rural Branch Manages In Madhya Pradesh, India, Toward Their Role As Providers Of Financial Services To The Poor, Howard Jones, Marylin Williams, Yashwant Thorat, Abba Thorat
Attitudes Of Rural Branch Manages In Madhya Pradesh, India, Toward Their Role As Providers Of Financial Services To The Poor, Howard Jones, Marylin Williams, Yashwant Thorat, Abba Thorat
Journal of Microfinance / ESR Review
Discussions on banking reforms to reduce financial exclusion have referred little to possible attitudinal constraints, on the part of staff at both branch and institutional levels, inhibiting the provision of financial services to the poor. The research project, funded by the ESCOR (now Social Science Research) Small Grants Committee, has focused on this aspect of financial exclusion. The research commenced in May 2001 and was completed in April 2002. Profiles of the rural bank branch managers, including personal background, professional background and workplace, are presented. Attitudes of managers toward aspects of their work environment and the rural poor are examined, …
Front Matter, Journal Of Microfinance
Front Matter, Journal Of Microfinance
Journal of Microfinance / ESR Review
No abstract provided.
Implications Of Financial Innovations For The Poorest Of The Poor In The Rural Area: Experience From Northern Bangladesh, Mohammed Emrul Hasan
Implications Of Financial Innovations For The Poorest Of The Poor In The Rural Area: Experience From Northern Bangladesh, Mohammed Emrul Hasan
Journal of Microfinance / ESR Review
Providing microfinance to the poorest of the poor in rural areas remains a challenge. Grameen demonstrated that the poor are viable clients for loans and reached them on a massive scale. However, they reach only the upper level of the poor and provide narrow and limited financial services with rigid systems and procedures, which in many ways do not address the needs of the poorest. Despite earning signs of success with their SafeSave innovative approach to serving the poorest in the urban area, this rural adaptation and experiment has faced challenges because of the different social and economical structures of …
A Challenge To The Orthodoxy Concerning Microfinance And Poverty Reduction, Ana Marr
A Challenge To The Orthodoxy Concerning Microfinance And Poverty Reduction, Ana Marr
Journal of Microfinance / ESR Review
As a response to many partial and simplistic theoretical and empirical studies, this paper presents a more comprehensive analytical framework to assess the success of microfinance in achieving its dual objectives of financial sustainability and poverty reduction. By giving center stage to the study of group dynamics and using principles of imperfect information and social psychology, the paper argues that microfinance not only has failed to solve the original problems of information asymmetries between borrowers and lenders but also, in its pursuit of financial sustainability, is destroying the very foundations of these schemes by disrupting the social fabric of communities, …
Beyond Micro-Credit: Putting Development Back Into Micro-Finance By Thomas Fisher And M. S. Sriram, James R. Bradshaw
Beyond Micro-Credit: Putting Development Back Into Micro-Finance By Thomas Fisher And M. S. Sriram, James R. Bradshaw
Journal of Microfinance / ESR Review
No abstract provided.
From The Individual To Individualism: A Critique Of The Helping Professions, Timothy B. Smith, Matthew R. Draper
From The Individual To Individualism: A Critique Of The Helping Professions, Timothy B. Smith, Matthew R. Draper
Issues in Religion and Psychotherapy
Individualistic values characterize contemporary society and many popular approaches to mental health treatment. This paper critiques the individualistic values embedded in the helping professions that implicity contradict the teachings of Jesus Christ, the surest foundation for mental health interventions. Members of AMCAP are encouraged to search out and replace problematic values that contradict gospel teachings which have been integrated into contemporary mental health practice.
The Enemy Within Islam, Laina Farhat-Holzman
The Enemy Within Islam, Laina Farhat-Holzman
Comparative Civilizations Review
The recent spread of political, radical Islam around the world has captured the attention of the secular world. This movement has launched a spate of violence and unrest, culminating in the al-Qaeda attack on the United States on September 11, 2001. Public interest in Islam has not been so keen since the Islamic Revolution in Iran in 1979—another event that took the world by surprise. Political observers have pinpointed the Saudis as the source of the problem. Not only were the majority of the terrorist bombers Saudi, but also they were thoroughly indoctrinated into the severe Muslim Wahhabi sect that …
The Christmas Tree And The Two Churches, Johannes V. Knudsen
The Christmas Tree And The Two Churches, Johannes V. Knudsen
The Bridge
Part of the Danish American heritage is the fact that there were, unfortunately, some believe, two separate Danish American Lutheran Church groups. Because of theological differences (and perhaps personality conflicts, as well) between these two groups, they remained separate entities from their complex beginnings in the latter half of the nineteenth century until mergers took place with a number of other ethnic Lutheran church groups in the early 1960s, culminating in the formation of the Evangelical Lutheran Church in America in 1988. The histories of and differences between the two synods, the American Evangelical Lutheran Church and the United Evangelical …
Why Did They Emigrate? An Examination Of Five Danish Farming Periodicals During The Period From 1860 To 1900 To Determine What Motivated Farm Laborers To Emigrate., Jette Mackintosh
The Bridge
One question in emigration research has always intrigued me: Why did Peter Jensen find conditions in Denmark so unbearable that he could stand them no longer or why was he so tempted by the prospects on the other side of the Atlantic that he emigrated, while his neighbor, Jens Petersen, who apparently had exactly the same conditions, stayed at home and put up with things? Unfortunately it can probably never be answered satisfactorily. It may be possible to find reasons for some of the emigrations in letters and diaries, but we have no basis for comparison in the form of …
For The Want Of Ten Dollars: The Development Of The Terra Cotta Industry In New Jersey, Thorvald Hansen
For The Want Of Ten Dollars: The Development Of The Terra Cotta Industry In New Jersey, Thorvald Hansen
The Bridge
When the Mathiasens, Karl and his father, left Thisted, on Denmark's northeast Jutland peninsula, for America in 1872, the intention of the elder Mathiasen was to go to Michigan where he had a sister living. When they arrived in New York the father totaled up the funds he had and discovered that the trip thus far had cost more than he expected. He lacked ten dollars of having enough to travel farther west. On the advice of a kindly Dane they walked the few miles to Perth Amboy, New Jersey where they were told they could probably find work. It …
Stjernen--A Danish Or An American Paper?, Karsten Kjer Christensen
Stjernen--A Danish Or An American Paper?, Karsten Kjer Christensen
The Bridge
On October 8, 1936, The Dannebrog News printed a special issue celebrating the fiftieth anniversary of Dannebrog's incorporation as a town. The first Danish immigrants arrived in Howard County in 1871 and founded the settlement of Dannebrog the following year. But it would be another fourteen years before Dannebrog received official status and could establish its first town council. First appearing in 1898, the English-language The Dannebrog News became the longest persevering publication in the Dannebrog area. It was not the town's first, however, as two other newspapers preceded it. In the spring of 1874, an attorney by the name …
My Re-Americanization, Willard R. Garred
My Re-Americanization, Willard R. Garred
The Bridge
They met in Tivoli, Copenhagen, Denmark. Ray Garred was a United States Navy sailor with a squadron of battleships sent by President William Howard Taft on a goodwill tour of England, the Scandinavian capitals, and Kronstadt, St. Petersburg's port city and Russian naval base. She was a Danish girl, Olavia Frederiksen, who had spent four years in the United States as a domestic servant and had learned English in an evening school for immigrants. The year was 1911, summer time. Tivoli, as many tourists know, is a natural place for visitors to Copenhagen to congregate, and it was where a …
Teenage Immigrant, Anne Ipsen
Teenage Immigrant, Anne Ipsen
The Bridge
The poem by Emma Lazarus on the Statue of Liberty defines the classical model of immigrants fleeing from poverty, oppression, or persecution. They are refugees, forced by intolerable circumstances to move from their homeland. Less stereotypic is the highly skilled or educated individual who makes a positive choice towards better opportunity. These immigrants tend to come as individuals or as a nuclear family and are less likely to live in or identify with an ethnic group. They assimilate more readily, especially if they have some English before arrival, while keeping closer ties with relatives and making more frequent trips to …
To Denmark And Back An Excerpt From The Unpublished Memoirs Of John M. Jensen, Frederik V. Jensen, Peter L. Petersen
To Denmark And Back An Excerpt From The Unpublished Memoirs Of John M. Jensen, Frederik V. Jensen, Peter L. Petersen
The Bridge
The "most influential individual in the United Evangelical Lutheran Church's final twenty-five years" is how synod President William Larsen once described John M. Jensen1, longtime editor of The Ansgar Lutheran, the church's English language periodical. Jensen served the UELC as pastor, translator, historian, and representative, but it was through the pages of The Ansgar Lutheran that he had his greatest impact. Week after week for nearly twenty-five years, he wrote about spiritual matters, church policies and politics, questions of social justice, and events throughout the world, all the while serving full time as a church pastor. During World War II …