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Center for Social Development Research
Financial capability & asset building (FCAB) ; 2021 ; asset-building policy ; COVID-19 ; entrepreneur ; financial capability ; financial inclusion ; financial well-being ; Paycheck Protection Program ;
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Full-Text Articles in Social and Behavioral Sciences
Building Financial Capability And Assets For Disadvantaged Entrepreneurs, Jin Huang, Baorong Guo
Building Financial Capability And Assets For Disadvantaged Entrepreneurs, Jin Huang, Baorong Guo
Center for Social Development Research
Low wages and material need motivates many to supplement income through entrepreneurship, and policymakers intervened to support such efforts in the COVID-19 economy. What lessons can these supports offer for ongoing efforts to support disadvantaged entrepreneurs? Using data from the 2018 National Financial Capability Study, this brief examines the income volatility and emergency savings of disadvantaged entrepreneurs. The findings suggest the potential of long-term policy mechanisms to improve financial security.