Social and Behavioral Sciences Commons^™

Editorial: Vol. 15, Issue 1, Sarah D. Asebedo

Journal of Financial Therapy

Editorial: Vol. 15, Issue 1

Am I Entitled To Help? Building Confidence Through Financial Inclusion, Marilla Kortesalmi, Minna Autio, Mette Ranta

Journal of Financial Therapy

Financial inclusion has focused primarily on the accessibility of financial social services. However, it is important to note that individual financial practices not only require the opportunity to access financial structures, but also confidence in their accessibility to engage in and utilize such services. Individuals facing difficult life situations often encounter challenges in financial activities due to limited resources and a need for more skills. Consequently, their financial capability is often restricted, and they more frequently experience financial exclusion. Despite this problem, the literature on financial inclusion needs to give more attention to subjective financial inclusion. To understand the process …

Divorced From Knowledge: Perceptions Of Alimony Fairness In Relation To Educational Discrepancies, Michael Kothakota, Jessica Wery

Journal of Financial Therapy

Spousal support or alimony is a cash transfer from one spouse to another after divorce. The amount awarded might seem arbitrary and unfair to either one or both individuals. The public often does not see the fact patterns associated with alimony awards or agreements, and their input may provide information to policymakers and decision-makers about what a fair amount of alimony might be. This study examines data collected from 1,285 U.S. participants randomly assigned to a vignette condition that details a hypothetical alimony scenario where one spouse supported the other spouse to gain education, resulting in significantly increased income prior …

Time Orientation And Mental Accounting: Examining Serial Mediation Effects Af Financial Literacy And Impulsivity, Maneesha Singh, Tanuj Nandan

Journal of Financial Therapy

With a wide variety of complex financial assets and securities available in the market, individuals often struggle with their financial planning due to a lack of financial literacy, high impulsivity, and short-term time orientation, hampering their financial satisfaction. The current study examines the yet unexplored indirect effect of investors' time orientations on mental accounting through financial literacy and impulsivity. We conducted a cross-sectional survey and collected 162 active investors’ responses via structured questionnaires distributed in both online and offline portals across India to gauge their financial literacy, time orientation, impulsivity, and mental accounting. We used Smart PLS-4 software along with …

Book Review: The Why Of Wealth, Kamille Green

Journal of Financial Therapy

Book Review: The Why of Wealth

Researcher Profile: Jeffrey Anvari-Clark, Jeffrey Anvari-Clark

Journal of Financial Therapy

Researcher Profile: Jeffrey Anvari-Clark

Practitioner Profile: Cait Howerton, Cait Howerton

Journal of Financial Therapy

Practitioner Profile: Cait Howerton

Mental Health Problems Among Elementary School Students Mandated To E-Learning: A Covid-19 Rapid Review Caveat, Renée M. D'Amore, Angelina N. Halpern, Lauren R. Reed, Kevin M. Gorey

International Journal of School Social Work

Extended lockdowns during the COVID-19 pandemic mandated millions of students worldwide to e-learning and by default made many of their parents proxy homeschool teachers. Preliminary anecdotal, journalistic and qualitative evidence suggested that elementary school children and their parents were probably most vulnerable to this stressor and most likely to experience mental health problems because of it. We responded with a rapid review of 15 online surveys to estimate the magnitude of such risks and their predictors between 2020 and 2021. The pooled relative risk of mental health problems among school children and their parents was substantial (RR = 1.97). Moreover, …

Social Work Educators’ Perceptions Of School Social Work Leadership – What Are The Characteristics That Make A Leader?, Christine Vyshedsky

International Journal of School Social Work

Social workers in school settings are uniquely poised to propose and implement proactive solutions to climate stressors, but they may not capitalize on this opportunity to lead. This study explored the perceptions of Masters’ level social work educators, who set the tone and expectations for school social workers through curricula, towards the inclusion of leadership-related skills within school social work curriculum. A survey of educator administrators (n = 75) at Council on Social Work Education (CSWE) accredited institutions examined leadership as defined through a combination of two proposed definitions for social work leadership, delineated by Holosko, 2009 and Hopson & …

The Relationship Between Academic Supplies And Academic Performance, Malissa Harris, Celia Suarez, Rylei Jaramillo, Ebony Hall, Felicia L. Murray

Undergraduate Research Journal for the Human Sciences

Many students attending college lack the resources for academic supplies to help them achieve academic success. This study was informed by Walberg’s Theory of Educational Productivity and Maslow’s Hierarchy of Needs to aid in the understanding of how access to academic supplies affects academic achievement as well as graduation and retention rates. This research focused on the access to academic supplies and a student’s academic performance. The research was a mixed methods approach with a randomized sample of 75 participants. A hard copy survey was distributed in the highest trafficked areas on a college campus. In addition to the demographic …

The Relationship Between Academic Supplies And Academic Performance, Malissa Harris, Celia Suarez, Rylei Jaramillo, Ebony Hall, Felicia L. Murray

Undergraduate Research Journal for the Human Sciences

Many students attending college lack the resources for academic supplies to help them achieve academic success. This study was informed by Walberg’s Theory of Educational Productivity and Maslow’s Hierarchy of Needs to aid in the understanding of how access to academic supplies affects academic achievement as well as graduation and retention rates. This research focused on the access to academic supplies and a student’s academic performance. The research was a mixed methods approach with a randomized sample of 75 participants. A hard copy survey was distributed in the highest trafficked areas on a college campus. In addition to the demographic …

Therapist, Intermediary Or Garbage Can? Examining Professional Challenges For School Social Work In Swedish Elementary Schools, Maria Kjellgren, Sara Lilliehorn, Urban Markström

International Journal of School Social Work

The overall aim of this article is to describe and analyse critical components that influence the role and performance of school social workers in the Swedish elementary school. Special attention will be paid to aspects related to formal regulations, professional self-understanding, and SSWs’ role in the interplay between professional domains involved in elementary school.

The data collection was conducted through four semi-structured qualitative focus group interviews with a total of 22 School Social Workers (SSWs) in four different regions in Sweden during the latter part of 2019.

The results reveal three main challenges for the SSW: 1. To …

Practitioner Profile: An Interview With Aja Evans, Aja Evans

Journal of Financial Therapy

Practitioner Profile: An Interview with Aja Evans

The Empowerment Model Of Clinical Supervision And Its Application To Standardization Of Financial Therapy Supervision, Khara Croswaite Brindle

Journal of Financial Therapy

Financial therapy creates a meaningful bridge between mental health and money, which indicates a complex framework in support of clients and financial therapists alike. Recognizing the newness of financial therapy as a profession, adopting a supervision style for financial therapists that can support the integrity and ethics of the profession, as well as define the growth opportunities of financial therapists called to do this meaningful work, is of utmost importance. The Empowerment Model of Clinical Supervision, with its focus on self of the therapist and empowerment of supervisees, can serve as a template for the standardization of financial therapy supervision.

Researcher Profile: An Interview With Melissa Curran, Melissa Curran

Journal of Financial Therapy

Researcher Profile: An Interview with Melissa Curran

Editorial Volume 14, Issue 1, Sarah D. Asebedo

Journal of Financial Therapy

Editorial Volume 14, Issue 1

Practitioner Profile: An Interview With Rick Kahler, Rick Kahler

Journal of Financial Therapy

Practitioner Profile: An Interview with Rick Kahler

The Self-Reflective Financial Therapist: Creating A Financial Genogram, Chelsey L. Holden, Michelle Jeanfreau

Journal of Financial Therapy

The financial genogram offers the therapist an opportunity to explore and unpack his or her own financial journey as a method of self-reflection and self-discovery as well as to become more responsive and understanding toward our clients. This manuscript utilizes an experiential financial therapy framework to make a case for why this self-of-the-financial-therapist process is beneficial, provides steps on how to create the therapist’s financial genogram, and outlines a guide of reflective questions for the therapist to consider as part of the financial genogram process.

Book Review: Smart Money, Eric J. Dammann

Journal of Financial Therapy

Book Review: Smart Money

Direct And Indirect Effects Of Subjective Financial Knowledge With Financial Satisfaction, Jibin Antony, Antony Thomas

Journal of Financial Therapy

In this study, we differentiate subjective financial knowledge from objective financial knowledge and propose that subjective financial knowledge relates to financial satisfaction both directly as well as indirectly through financial behavior. This study used data obtained from a multi-stage random sample of household financial officers in Kerala, India (n=450). Results showed that subjective financial knowledge significantly relates to household financial officers’ financial satisfaction after controlling for objective financial knowledge and other socioeconomic factors. The relationship between subjective financial knowledge and financial satisfaction could be both direct and indirect through financial behavior. The findings suggest that financial education programs should focus …

Siblings, Family Systems Theory, Guardianship, And Restoring The Triad, Meghaan R. Lurtz, Andew Komarow, Elizabeth Yoder, Julia Vassallo

Journal of Financial Therapy

Special needs estate planning introduces additional complexity, including the need to plan for ongoing caregiving after members of the parents’ generation have passed. This caregiving role is often left to siblings. (Brandy, Burke, Landon, Oertle, 2018). The sibling relationship has not been well-studied in this context, and the relationship dynamic has become more complex as families have changed in recent years (Sanner & Jensen, 2021). The overall goal of the paper is to discuss alternatives for structuring caretaking (e.g., conservatorship, guardianship, supported decision-making) that may restore the triad relationship, i.e., the strongest relationship identified in Family Systems Theory through which …

The New Kid On The Block: Ifs Informed Financial Therapy, Richard S. Kahler, Michelle Glass

Journal of Financial Therapy

Internal Family Systems℠ (IFS) therapy is an evidenced-based therapeutic (EBT) tool used to treat various mental health disorders and non-clinical issues. IFS is a promising new approach to building healthy financial behaviors when combined it with financial therapy. During a financial discussion, beliefs, money scripts, and stories around the client’s money history are expressed and are then explored using IFS protocols. IFS provides the financial therapist with a tool that has a high probability of being effective at helping clients access their hidden extreme beliefs, emotions, and stories around money and offers the hope of making changes resulting in lasting …

A Review Of “The Behavior Gap: Simple Ways To Stop Doing Dumb Things With Money”, Stephen Molchan

Journal of Financial Therapy

A Review of “The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money”

Editorial: Vol. 14, Issue 2, Ed Coambs

Journal of Financial Therapy

Editorial: Vol. 14, Issue 2

You Are Your Best Intervention: Utilizing Person-Of-The-Therapist Training In Financial Therapy, Megan A. Mccoy, Stephen Molchan, Kristy L. Archuleta, Ingrid Ponciano

Journal of Financial Therapy

The field of financial therapy recognizes the importance of the therapist's self in facilitating effective client outcomes. Self-exploration involves a comprehensive exploration of the therapist's relationship with money, allowing them to leverage their experiences, financial flashpoints, and money scripts ethically and effectively. By engaging in self-exploration, financial therapists become role models for their clients, inspiring them to embark on their personal growth journeys. However, therapists must exercise caution to avoid projecting their beliefs onto clients. This paper explores how one specific program on the self-of-the-therapist exploration, the person-of-the-therapist model (POTT; Aponte, 1982), can be applied to financial therapy self-work. This …

Practitioner Profile: Debra Kaplan, Debra Kaplan

Journal of Financial Therapy

Practitioner Profile: Debra Kaplan

Researcher Profile: Megan Ford, Megan Ford

Journal of Financial Therapy

Researcher Profile: Megan Ford

Perceptions And Practices In School Social Worker-Teacher Interprofessional Collaboration, Stacy A. Gherardi, Kimberly Knox, Allison Stoner, Bethany Garling-Spychala

International Journal of School Social Work

School social work requires significant skills for interprofessional collaboration, especially collaboration with teachers. While the value of such skills is increasingly recognized in fields such as healthcare, there has been limited attention to assessing or supporting interprofessional practice in education. This exploratory mixed-methods study analyzed survey data from 264 school social workers across the United States in order to understand their perceptions of teachers as collaborators and their practices relating to collaboration with teachers. Barriers to collaboration were also identified. Data suggested that school social workers had positive perceptions of teachers as collaborators generally, but saw limitations in the training …

Assessing Texas School Social Work Practice: Findings From The First Statewide Conference Survey, Xiao Ding, Monica Faulkner, Cynthia Franklin, Beth Gerlach, Mary Beer, Eboni Calbow, Swetha Nulu

International Journal of School Social Work

Abstract

Aims: To examine the characteristics, perceived barriers, special student populations, and school-based tasks performed by Texas's school social workers in comparison to other Specialized Instructional Services Providers (SISP) professionals in schools.

Methods: A convenience sample from a survey of 212 school social workers and school services providers from the Texas School Social Workers Conference. The survey was developed using previous surveys and practice knowledge and assessed (a) demographics, (b) characteristics of school social work practice, (c) types of tasks, (d) special population served, (e) types of barriers), and (f) the tools and training that are most needed. …

Attending To Attention: A Systematic Review Of Attention And Reading, Sarah M.R. Eisensmith, Premela G. Deck, Melissa R. Jenkins, April Harris Britt, Kirsten Kainz, David Ansong

International Journal of School Social Work

Background: Extensive research has conclusively linked inattention to poor reading performance. The process by which this relation occurs remains somewhat undefined, which makes it difficult for practitioners to identify key intervention targets. Objectives: This systematic review will synthesize current peer-reviewed research on the developmental relationship between inattention and reading. The primary aim of this review was to describe how inattention negatively relates to the development of literacy from preschool through middle childhood. A secondary aim of this review was to summarize recent research on the potential differential relationship between attention and literacy among students overrepresented in ratings of inattention, including …