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Full-Text Articles in Social and Behavioral Sciences

Examining The Effects Of Student Loan Forgiveness And The Christian Perspective, Sarah Rogers May 2023

Examining The Effects Of Student Loan Forgiveness And The Christian Perspective, Sarah Rogers

Helm's School of Government Conference - American Revival: Citizenship & Virtue

On August 24, 2022, President Joe Biden announced his plan for federal student loan forgiveness. The program allows individuals who make less than $125,000 a year and families under $250,000 relieve up to $10,000 of their loan debt. Those who fall under the Pell Grant program are able to relieve up to $20,000 of their debt. The reactions to this “revolutionary” program were mixed. Typically, those who the program would directly affect were very enthusiastic about this idea while those, most notably Republicans, were less than thrilled. While the idea is good in theory, the execution of debt forgiveness will …


Student Loan Debt In Mountain West States, Zachary Walusek, Caitlin J. Saladino, William E. Brown Jr. Jul 2022

Student Loan Debt In Mountain West States, Zachary Walusek, Caitlin J. Saladino, William E. Brown Jr.

Higher Education

This fact sheet summarizes findings on student loan debt across Mountain West states from “Student Loan Debt by State,” a report by the Education Data Initiative.


Experimental Evidence On Consumption, Saving, And Family Formation Responses To Student Debt Forgiveness, Jason Jabarri, Stephen Roll, Mathieu Despard, Leah Hamilton Jun 2022

Experimental Evidence On Consumption, Saving, And Family Formation Responses To Student Debt Forgiveness, Jason Jabarri, Stephen Roll, Mathieu Despard, Leah Hamilton

Social Policy Institute Research

As policy-makers grapple with whether or not to forgive student debt, for who, and how much, it is important to explore how student debt forgiveness would relate to intended household decisions and behaviors. We conducted a survey experiment that asked participants with student debt to imagine a scenario in which the federal government forgave a certain amount of student debt. We then had these participants report on how this would affect their decisions and behaviors. 1,053 participants were randomly assigned to one of four conditions that offered $5,000, $10,000, $20,000, and complete debt forgiveness. Our results indicate that student debt …


The Westminster Model And The Destabilizing Of Democracy In The Caribbean, Peter L. René Jan 2022

The Westminster Model And The Destabilizing Of Democracy In The Caribbean, Peter L. René

Walden Dissertations and Doctoral Studies

The problem with the Westminster model is the model’s lack of governance, oversight and colonial mindset which has led to a crisis that includes severe government corruption, deepening poverty, upticks in crime, debt and decreasing trade opportunities. This makes life harder for the citizens and threatens to destabilize the democracies with no one nation situated to cope with these existential challenges. National independence for the region was designed to maintain the status quo of colonial times while providing the illusion of autonomy and individual sovereignty. The purpose of the study was to analyze the Westminster model enacted in the Caribbean …


Geography Of Debt In Nevada Counties, Eshaan Vakil, Peter Grema, Caitlin J. Saladino, William E. Brown Jr. Aug 2020

Geography Of Debt In Nevada Counties, Eshaan Vakil, Peter Grema, Caitlin J. Saladino, William E. Brown Jr.

Demography

This Fact Sheet summarizes and expands on the Urban Institute’s Debt in America: An Interactive Map online interactive dataset. The original data source offers statistics on the share of individuals in both white communities and communities of color with debt in collections, as well as the median value of this debt. The dataset further itemizes this information by medical, student loan, and automobile debt organized within counties and states. Data are presented for white communities and communities of color in Nevada’s most populous counties: Clark and Washoe.


Debt Financed Migration To Consumption Smoothing: Tracing The Link Between Migration And Food Security In Bangladesh, Mohammad Moniruzzaman Jan 2016

Debt Financed Migration To Consumption Smoothing: Tracing The Link Between Migration And Food Security In Bangladesh, Mohammad Moniruzzaman

Theses and Dissertations (Comprehensive)

This dissertation is primarily focused on migration and food security linkages, more specifically the impact of migrants’ remittances on household food security, and the role of debt in financing migration. Using a multi-methods approach the dissertation focuses on the household level, but also sheds light on the related policy landscape linked to these resource issues. The dissertation consists of seven chapters, with four research finding chapters that are each self-contained and interdisciplinary. Each of these four chapters adds conceptually and empirically to the existing literature on migration and development.

Chapters one and two provide the introduction and literature review. Chapter …