Social and Behavioral Sciences Commons^™

Information, Communication, And Technology In Developing Countries: The Impediment To Nigeria Economic Growth, Fatima Ali Muhammed

Dissertations and Theses

Technological revolution has shifted the world to a post-industrial society as information communication and technology (ICT) govern the centrality of human interaction. ICT has become widely influential at all levels of life, especially socially and economically.

In the 21st century, innovative technologies have become a crucial element of accelerating all factors of production to deliver rapid and effective results in every sector of the economy. The Internet, as a component of ICT, has become the global computing network that facilitates the access, analysis and dissemination of infinite information rapidly using advanced technology.

Policy makers, researchers, business leaders, academics are all …

Exploring The Impact Of Information And Communication Technology (Ict) On Intermediation Market Structure In The Microfinance Industry, Frederick Riggins, David Weber

The African Journal of Information Systems

The microfinance industry provides financial services to the world’s poor in hopes of moving individuals and families out of poverty. In 2013 there were 4.7 million active microfinance borrowers in Africa. This represents a smaller percentage of the population compared to other regions of the world, indicating the potential for rapid growth of microfinance in Africa. However, microfinance is maturing, in part due to the adoption of information and communication technologies (ICTs). This research examines how ICTs are changing the microfinance industry given recent advancements in mobile banking, Internet usage, and connectivity. By examining the microfinance market structure, we determine …

Icts And Regional Economic Integration: An Anticipatory Scenario For The Horn Of Africa, Ali Noor Mohamed

International Journal of African Development

Development experts are telling increasingly fascinating stories about how human development indices (HDI) among the poor in Africa, Asia, and Latin America have been buoyed by the diffusion of ICTs (Information and Communication Technologies) over the last two decades. According to data compiled by the World Economic Forum, ICTs have facilitated faster and more reliable communication with regard to almost all important spheres of life including healthcare, education, agriculture, commerce, e-banking, the environment, etc. Perhaps the greatest impact of ICTs has been in their democratizing effect and their role in promoting gender equity, especially with regard to access to information …