Social and Behavioral Sciences Commons^™

Credit Card System In Ghana: An Investigation Of Why Credit Cardsare Not Widely Used In Ghana And How Widespread Use May Be Implemented, Emmanuel Andoh

Masters Theses

Credit card systems offer economic advantages to many families and individuals across the globe. In economically developed countries and most emerging ones, the credit card system helps individuals, businesses, and even government agencies, speed up business transactions and access to short term loans. However in developing countries such as Ghana this is not the case. The result is that many people find it very difficult to buy goods and services without having cash at hand. Moreover a vast majority of people have to carry bags of money to travel across cities, towns and villages in the country to trade and …