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Social and Behavioral Sciences Commons™
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Full-Text Articles in Social and Behavioral Sciences
Artificial Intelligence & Personal Finance: Legal And Ethical Implications, Aaron Klein
Artificial Intelligence & Personal Finance: Legal And Ethical Implications, Aaron Klein
Brookings Scholar Lecture Series
As part of the Brookings Scholar Lecture Series, Brookings Mountain West presents a lecture titled "Artificial Intelligence and Personal Finance: Legal and Ethical Implications" by Brookings fellow in economic studies, Aaron Klein. The rise of big data, machine learning, and artificial intelligence herald great promise in making our financial system safer, fairer, and more inclusive. However, the legacy of the use of credit as a tool to enforce and promote discrimination means these same tools can recreate and reinforce biases in ways that challenge basic ethics and the law. This lecture explores how data is used to make financial decisions, …
Payday Lenders And Credit Cards: A Hidden Driver Of Income Inequality, Aaron Klein
Payday Lenders And Credit Cards: A Hidden Driver Of Income Inequality, Aaron Klein
Brookings Scholar Lecture Series
As part of the Brookings Scholar Lecture Series, Brookings Mountain West presents a lecture titled "Payday Lenders and Credit Cards: A Hidden Driver of Income Inequality" by Brookings Fellow in Economic Studies, Aaron Klein. This lecture examines how, for millions of working families, America’s slow payment system costs billions of dollars. The system needs technological innovation, but incumbency, economies of scale, and government may counter technological advancement. This lecture explores if the U.S. remains the dominant global standards setter for payment instruments.
Dream Hoarders: The Dangerous Separation Of The American Upper Middle Class, Richard Reeves
Dream Hoarders: The Dangerous Separation Of The American Upper Middle Class, Richard Reeves
Brookings Scholar Lecture Series
This lecture blends economics, philosophy and policy analysis to examine the growing gap between the upper middle class (broadly the top 20 percent) and the majority of Americans. In terms of dollars, but also education and skills, social capital, health, lifestyle and leisure attitude and zip code - not just by standard of living, but a way of life. The inheritance of upper middle class status in the next generation results from a growing gap in human capital formation, or ‘market merit’, and from a degree of ‘opportunity hoarding’. What changes are required to ensure that the American Dream is …
By Choice Or By Chance? Why Is Nevada Last In Federal Funding And What Can Be Done About It?, Tracy M. Gordon
By Choice Or By Chance? Why Is Nevada Last In Federal Funding And What Can Be Done About It?, Tracy M. Gordon
Brookings Scholar Lecture Series
The federal government spends more than $600 billion or 17 percent of its budget each year on grants to states and localities. Nevada consistently ranks at the bottom among states in its allocation of federal dollars per capita. This presentation will examine the reasons for Nevada’s “donor state” status including state demographics, federal funding formulas, and state policy decisions. It will focus especially on Medicaid, the largest federal grant program, and Governor Brian Sandoval’s recent decision to participate in the program expansion scheduled for 2014 under the Affordable Care Act. The presentation will also discuss reasons for intergovernmental grants and …
The Euro Area Crisis: Origins, Prospects And Implication For The World Economy And Global Governance, Domenico Lombardi
The Euro Area Crisis: Origins, Prospects And Implication For The World Economy And Global Governance, Domenico Lombardi
Brookings Scholar Lecture Series
European nations have adopted a common currency and created regional institutions but they are also undergoing the greatest crisis in the integration since the end of World War II. This presentation will explore Europe’s regional integration, assess this process in light of the current crisis, and consider lessons to be learned for other regions, notably Asia.