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Full-Text Articles in Social and Behavioral Sciences

Financial Knowledge Or Financial Situations? Toward Understanding Why Some College Students Use Credit Cards To Pay For College Tuition, Benjamin D. Andrews Oct 2021

Financial Knowledge Or Financial Situations? Toward Understanding Why Some College Students Use Credit Cards To Pay For College Tuition, Benjamin D. Andrews

Journal of Student Financial Aid

While the majority of college students use credit cards for educational expenses like textbooks, recent data reports that college students also use credit cards to directly fund their schooling by charging for at least some part of their tuition (Sallie Mae, 2009). Because credit cards carry a higher interest rate than student loans, and because they do not have a period of deferred payment while a student is enrolled in school, credit cards are a particularly risky method of payment that students resort to in order to attend college. Why do college students participate in such risky spending behavior to …


Black Men Wanted: An Instrumental Case Study Exploring The Situational Factors Related To The Retention Of African American Male High School Teachers., Christopher Kevin Flores May 2021

Black Men Wanted: An Instrumental Case Study Exploring The Situational Factors Related To The Retention Of African American Male High School Teachers., Christopher Kevin Flores

Electronic Theses and Dissertations

As the nation’s high school student population becomes increasingly diverse, the declining number of minority teachers, particularly African American male teachers is becoming an area of concern. This instrumental case study of African American male high school teachers in the Fayette County Public School system in Lexington, Kentucky sought to identify the motivations for teaching, the barriers prior to and during teaching, as well as the roles these individuals are asked to fulfill in their schools. Using purposeful sampling, 10 individuals participated in semi-structured interviews aimed at providing insight to the three research questions related to motivations, barriers, and roles. …


Crushing Debt Or Savvy Strategy? Financial Literacy And Student Perceptions Of Their Student Loan Debt, Gail Markle Dec 2019

Crushing Debt Or Savvy Strategy? Financial Literacy And Student Perceptions Of Their Student Loan Debt, Gail Markle

Journal of Student Financial Aid

Almost three quarters of American college students use loans to fund their college education, although according to public discourse student debt is a critical problem. Grounded in social reproduction theory and consumer socialization theory this study examines the influence of financial literacy on students’ college financing decisions, perceptions of student loan debt, and education-related behavior. A sample of 429 undergraduate students selected using systematic cluster sampling from a large public university in the southeast completed a survey containing closed and open ended questions. Participants reported moderate levels of financial literacy (72.3%) and student loan awareness (62.7%). Only 20% of students …


Social Dimensions Of Student Debt: A Data Mining Analysis, Dirk Witteveen, Paul Attewell Oct 2019

Social Dimensions Of Student Debt: A Data Mining Analysis, Dirk Witteveen, Paul Attewell

Journal of Student Financial Aid

Media commentary on undergraduates' loan debt portrays a crisis in which many students are unable to pay back their loans, having borrowed large sums and lacking sufficient post-college income to repay. Several scholars have questioned the media accounts, noting that indebtedness is highest among students from high income families, while defaults predominate among low debt students. Using a data mining technique known as CART, we analyze national data on the indebtedness of recent baccalaureate graduates, to uncover combinations of social characteristics that are associated with loan pressure: the ratio of indebtedness to post-college earnings. We find that students from lower …


Evaluation Of A Learning Community Program For Developmental Reading Students At A Two-Year College., Tonya Scott Lanphier May 2019

Evaluation Of A Learning Community Program For Developmental Reading Students At A Two-Year College., Tonya Scott Lanphier

Electronic Theses and Dissertations

Learning communities have become an integral part of higher education. Numerous studies have examined the effectiveness of learning communities at colleges and universities. This study, extended over two years, is an in-depth analysis of a learning community program serving developmental reading students at a public, two-year college. A primary aim of the program was to improve students’ reading skills to increase student persistence. In this dissertation, mixed methods were used and data came from six sources: in-depth interviews with students, instructors, and administrators, focus groups with students, a content review of internal and external program documents, pre-post reading test, a …


Who Gets “Saved?” : Making Sense Of Racially Disparate Disciplinary Practices In Urban School Systems., Kala Brown May 2018

Who Gets “Saved?” : Making Sense Of Racially Disparate Disciplinary Practices In Urban School Systems., Kala Brown

College of Arts & Sciences Senior Honors Theses

The “racial discipline gap” describes the phenomenon in which black and brown youth disproportionately face exclusionary punishments in schools for instances of misbehavior. Despite the declining trends in youth violence, decades of research still show that this process ultimately leads to minority youth being processed through the courts for mostly non-violent offenses as part of the school-to-prison pipeline. This paper examines minority youth perspectives on disciplinary practices in secondary schools as responses to, and embedded within, bureaucratic practices in school disciplinary systems. Using a review of qualitative research studies and labeling theory as the primary framework for this investigation, I …


The Knowledge Economy : Increasing Human Capital On The U.S. I-65 Corridor., Brandon S. Mcreynolds Dec 2017

The Knowledge Economy : Increasing Human Capital On The U.S. I-65 Corridor., Brandon S. Mcreynolds

Electronic Theses and Dissertations

In economics, the term growth often refers to the increase in economic activity between two points in time. Within the context of the United States of America, the language of growth has permeated beyond just economics and into other societal institutions due to spillover. As a result, growth is not just an economic term but rather a part of the culture of capitalism which impacts every area of society. The dissertation using growth machine theory and the global cities literature examines how in the knowledge economy, cities play a growing role in mediating the supply and demand for …


This Is A Black-White Conversation : Navigating Race, Class, And Gender At An Urban School., Jelisa S. Clark May 2017

This Is A Black-White Conversation : Navigating Race, Class, And Gender At An Urban School., Jelisa S. Clark

Electronic Theses and Dissertations

This research examines how racial ideologies operate and shape experiences in an urban school. Using ethnographic methods, consisting of observations, formal and informal interviews, document analysis, I pose the following questions: (1) To what extent is OS premised on the Black male crisis discourse; (2) How do the students, faculty, and staff navigate the boundaries of race, class, and gender; and (3) How do racial ideologies (i.e., colorblind racism and Black male crisis discourse) influence the experiences of faculty and students? Findings suggest that colorblind ideology operates on various facets and on multiple levels in the school. By focusing on …


Against The Grain : The Challenges Of Black Discourse Within Intercollegiate Policy Debate., Tiffany Yvonne Dillard-Knox Dec 2014

Against The Grain : The Challenges Of Black Discourse Within Intercollegiate Policy Debate., Tiffany Yvonne Dillard-Knox

Electronic Theses and Dissertations

This research uses the speech community model of analysis to illustrate how language is used to determine inclusion into and exclusion from Debate. This has been done by examining the use of four Black discourse types in Intercollegiate Policy Debate: signifying, call and response, tonal semantics, and narrative sequencing to show the ways in which current debate practices (un)intentionally exclude Blacks. Upon examination, one can see that there is educational value to the methods used by majority of the Black student population within Debate. In addition to being a tool of empowerment for this student population, these students can also …