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Full-Text Articles in Social and Behavioral Sciences
Path To Financial Inclusion: The Success Of Self-Help Groups-Bank Linkage Program In India, Sivakumar Venkataramany, Balbir B. Bhasin
Path To Financial Inclusion: The Success Of Self-Help Groups-Bank Linkage Program In India, Sivakumar Venkataramany, Balbir B. Bhasin
WCBT Faculty Publications
Financial inclusion has been a major theme in both industrialized and developing economies in the era of financial globalization. When microcredit institutions have received limited success in many countries, microfinance is being used in India for the purpose of accomplishing universal financial inclusion. This paper recognizes the overwhelming efforts of the Government of India and focuses on the success of the linkage between commercial banks and self-help groups (SHGs). The SHGs comprising predominantly women groups help in the social cause of alleviation of poverty, increase of sustainability, reduction of vulnerability, improvement of capacity building and help the weaker sections build …
Professional And Trade Associations In A Nascent And Formative Sector Of A Developing Economy: A Case Study Of The Nasscom Effect On The Indian Offshoring Industry, Nir Kshetri, Nikhilesh Dholakia
Professional And Trade Associations In A Nascent And Formative Sector Of A Developing Economy: A Case Study Of The Nasscom Effect On The Indian Offshoring Industry, Nir Kshetri, Nikhilesh Dholakia
College of Business Faculty Publications
As important sources that shape institutional structures in an economy, professional and trade associations play significant roles in bringing and legitimating institutional changes. This paper examines the roles of professional and trade associations' impacts on institutions associated with a nascent and formative sector of a developing economy. In empirical terms, the paper offers an in-depth case study of India's National Association of Software and Services Companies (NASSCOM) on institutional changes related to the offshoring industry. The NASSCOM case shows that under appropriate conditions, professional and trade associations represent an alternative to the state in shaping the industry landscape.
Relations Of Production And Modes Of Surplus Extraction In India: An Aggregate Study, Amit Basole, Deepankar Basu
Relations Of Production And Modes Of Surplus Extraction In India: An Aggregate Study, Amit Basole, Deepankar Basu
Economics Department Working Paper Series
This paper uses aggregate-level data, as well as case-studies, to trace the evolution of some key structural features of the Indian economy, relating both to the agricultural and the informal industrial sector. These aggregate trends are used to infer: (a) the dominant relations of production under which the vast majority of the Indian working people labour, and (b) the predominant ways in which the surplus labour of the direct producers is appropriated by the dominant classes. This summary account is meant to inform and link up with on-going attempts at radically restructuring Indian society.
An Exploratory Study Of Financial Remittances Among Non-Resident Indians In The United States, Rupayan Gupta, S Aaron Hegde
An Exploratory Study Of Financial Remittances Among Non-Resident Indians In The United States, Rupayan Gupta, S Aaron Hegde
Business Faculty Publications
Remittances by immigrants and temporary workers of Indian origin in industrialized countries are a growing part of India’s economy. In this exploratory study we examine the social and economic characteristics affecting the remittance pattern of working households (or families) of Indian origin residing in the United States. As most previous studies have been undertaken at the macroeconomic level, our main contribution lies in identifying the household level factors that may influence remittances. Using an online and a mail-in survey of 39 households we find some of the significant factors affecting remittances. We also validate some of the remittance related policies …