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Full-Text Articles in Social and Behavioral Sciences
The Concepts And Practice Of Risk-Based Supervision., J. A. Afolabi
The Concepts And Practice Of Risk-Based Supervision., J. A. Afolabi
Economic and Financial Review
This paper seeks to examine the concept and practice of Risk-Based Supervision (RBS). For ease of discussion, the paper has been segmented into five sections. After the introduction, sections 2 and 3 examine the Conceptual Issues in Risk-Based Supervision and Country Experiences. Section 4 looks at the framework of RBS in Nigeria while section 5 concludes the paper.
Electronic Banking In Nigeria: Problems And Prospects From The Consumer's Perspective, Agbada A.O
Electronic Banking In Nigeria: Problems And Prospects From The Consumer's Perspective, Agbada A.O
Bullion
This paper explores the adoption of electronic banking [e-banking] in Nigeria. It examines the problems and prospects of e-banking in Nigeria from the consumer's perspective. The research findings show that a number of problems ranging from human, operational and technical constraints hinder the maximum utilization of services provided through e-banking channels in Nigeria. However, the results from the study have also revealed that despite these problems, the rate of adoption of e-banking services in Nigeria is phenomenal as banks have recorded outstanding successes in some areas. Nigeria is a consuming nation and based on the experience from other sectors of …
Supervising Cross-Border Banks: Matters Arising., Kim Norris
Supervising Cross-Border Banks: Matters Arising., Kim Norris
Economic and Financial Review
An essential element of banking supervision is that supervisors supervise their banking groups on a consolidated basis, adequately monitoring and, as appropriate, applying prudential norms to all aspects of the business conducted by each group worldwide. This paper examines supervision of banking groups on a consolidated basis which goes beyond accounting consolidation. It simply implies that there is a group-wide approach to supervision whereby all risks taken on by each banking group are taken into account wherever they are booked (i.e. in the bank or in a subsidiary; in Nigeria or elsewhere).