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Full-Text Articles in Social and Behavioral Sciences

Credit Access, The Costs Of Credit And Credit Market Discrimination, Christian E. Weller Dec 2011

Credit Access, The Costs Of Credit And Credit Market Discrimination, Christian E. Weller

Christian Weller

Since the early 1990s, credit expanded relative to income, especially after 2001. It is hypothesized that traditionally uneven credit access and gaps in the costs of credit by demographic characteristics shrank during this period. Relying on data from the Federal Reserve’s Survey of Consumer Finance, this study looks at financial constraints, the costs of credit and a number of contributions to the costs of credit, including sources and types of loans. The results indicate that taste-based discrimination and structural discrimination may have persisted and possibly increased over time. Gaps in credit access and costs of credit have widened by race, …


Subtle Discrimination In The Rental Housing Market: Evidence From E-Mail Correspondence Of Landlords, Andrew Hanson, Zackary Hawley, Aryn Taylor Dec 2011

Subtle Discrimination In The Rental Housing Market: Evidence From E-Mail Correspondence Of Landlords, Andrew Hanson, Zackary Hawley, Aryn Taylor

Economics Faculty Research and Publications

We find that landlords practice subtle discrimination in the rental housing market through the use of language associated with describing and viewing a unit, inviting further correspondence, making a formal greeting, and using polite language when replying to e-mail inquiries from a white name more often than to an African American name, they also send longer e-mails and respond quicker to white names.


Do Women Top Managers Help Women Advance? A Panel Study Using Eeo-1 Records, Fidan Ana Kurtulus, Donald Tomaskovic-Devey Jun 2011

Do Women Top Managers Help Women Advance? A Panel Study Using Eeo-1 Records, Fidan Ana Kurtulus, Donald Tomaskovic-Devey

Economics Department Working Paper Series

The goal of this study is to examine whether women in the highest levels of management ranks of firms help reduce barriers to advancement in the workplace faced by women. Using a panel of over 20,000 private-sector firms across all industries and states during 1990-2003 from the U.S. Equal Employment Opportunity Commission, we explore the influence of women in top management on subsequent female representation in lower-level managerial positions in U.S. firms. Our key findings show that an increase in the share of female top managers is associated with subsequent increases in the share of women in mid-level management positions …


Do Women Top Managers Help Women Advance? A Panel Study Using Eeo-1 Records, Fidan A. Kurtulus, Donald Tomaskovic‐Devey May 2011

Do Women Top Managers Help Women Advance? A Panel Study Using Eeo-1 Records, Fidan A. Kurtulus, Donald Tomaskovic‐Devey

Fidan A Kurtulus

The goal of this study is to examine whether women in the highest levels of management ranks of firms help reduce barriers to advancement in the workplace faced by women. Using a panel of over 20,000 private-sector firms across all industries and states during 1990-2003 from the U.S. Equal Employment Opportunity Commission, we explore the influence of women in top management on subsequent female representation in lowerlevel managerial positions in U.S. firms. Our key findings show that an increase in the share of female top managers is associated with subsequent increases in the share of women in mid-level management positions …


The Legal Response To Discrimination: Does Law Matter?, John J. Donohue Jan 2011

The Legal Response To Discrimination: Does Law Matter?, John J. Donohue

John Donohue

The topic of the legal response to discrimination is broad and growing. It includes everything from hate crime legislation and governmental prohibition of discrimination in the purchase of housing, cars, and loans, to restrictions on discrimination in the provision of government services and benefits as well as in employment.1 In the latter category alone, the body of law banning discrimination in the workplace has both deepened as the original prohibitions against discrimination on the basis of "race, color, religion, sex, or national origin" (Section 703(a)(1) of Tide VII of the Civil Rights Act of 1964) have been interpreted to prohibit …