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Social and Behavioral Sciences Commons

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Economics

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Clemson University

2014

Financial Inclusion

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Full-Text Articles in Social and Behavioral Sciences

Utilization Of Savings And Credit By Household Characteristics In Uganda And The Implications For Linkage Banking Programs, Kathryn Oswald Aug 2014

Utilization Of Savings And Credit By Household Characteristics In Uganda And The Implications For Linkage Banking Programs, Kathryn Oswald

All Theses

The objectives of this thesis are to 1) estimate the overall distributions of household characteristics, 2) estimate the overall distributions of access to savings and credit products, and 3) determine the relationship between household characteristics and access to savings and credit products from various formal, semi-formal, and informal institution types. The goal of this thesis is to provide a direction for future linkage banking programs by finding which household characteristics should be targeted by this type of program. Panel data published by World Bank from the Uganda National Household Survey (UNHS) collected in 2005/06 and the Uganda National Panel Survey …