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Full-Text Articles in Social and Behavioral Sciences

Determinants Of Profitability Of Commercial Bank In Afghanistan, Mohammad Osman Saeedi Jan 2023

Determinants Of Profitability Of Commercial Bank In Afghanistan, Mohammad Osman Saeedi

Senior Projects Fall 2023

Over the past two decades, the global financial sector, particularly the banking industry, has undergone significant transformations impacting its performance. Recognizing the pivotal role of the financial sector in economic growth, this study focuses on Afghanistan's banking sector, tracing its roots to the establishment of the first commercial banking institution, Bank Millie Afghan, in 1933. Following decades of war, the banking sector experienced revitalization after 2001, marked by the emergence of a new government, international aid inflow, and increased business activities. Despite remarkable growth, Afghanistan's banking sector faces challenges such as security concerns, cultural issues, and a developing banking culture. …


Environmental Social Governance: Uncovering Strengths, Weaknesses, And Misconceptions In Esg Disclosure And Rating, Kirsten Helena Ostbirk Jan 2022

Environmental Social Governance: Uncovering Strengths, Weaknesses, And Misconceptions In Esg Disclosure And Rating, Kirsten Helena Ostbirk

Senior Projects Spring 2022

ESG is a metric designed to assess the extent to which a company has mitigated its risks with regard to environmental, social, and governance factors. In the past two decades, ESG investing and adoption has risen significantly, and ESG evaluation and practices are increasingly being introduced to governments and the private sector. However, today, ESG disclosure is not mandated in the United States, leading to asymmetries in disclosure quality and divergence in ESG scores issued by ratings providers. These massive discrepancies have consequences for companies (e.g. cost of capital), investors (e.g. investment hesitance, lost potential returns), and the ESG metric …


Establishing Public Banks To Address State And Local Government Fiscal Problems, Erind Disha Jan 2016

Establishing Public Banks To Address State And Local Government Fiscal Problems, Erind Disha

Senior Projects Fall 2016

Unlike the Federal Government, which has the unique legal power to issue a national currency, state and local governments (SLGs) depend on their revenue capacity for spending. Thus, the quality of public services provided by SLGs depends on adequate, stable funding and long-term commitments. This paper begins with an evaluation of the general fiscal condition of SLGs, meanwhile discerning specific budget areas that have become particularly distressed, such as education, healthcare, and infrastructure. Chapter 3 deals with how SLGs engage in municipal finance with private financial institutions. Finally, the fourth chapter presents how arranging a system of public banks across …