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Full-Text Articles in Social and Behavioral Sciences

Does Microcredit Reduce Poverty? An Empirical Exploration In India, Aneel Karnani, Seema Sahai Aug 2022

Does Microcredit Reduce Poverty? An Empirical Exploration In India, Aneel Karnani, Seema Sahai

Markets, Globalization & Development Review

Microcredit has grown dramatically over the last few decades and its supporters have made extravagant promises about its potential impact on reducing poverty. However, much recent research has shown that microcredit has no significant impact on reducing poverty. In this exploratory study we interview 205 clients of for-profit microcredit to better understand the causes of why microcredit has not lived up to its promise. We find the basic problem is that the lending policies of the microcredit organizations are designed to lower the costs and risks, and hence increase the profits of the organization, and are not responsive to the …


The Belt And Road Initiative Policy: How Chinese Policy Influences Southeast Asia And South Asia, Chendong Wang Aug 2022

The Belt And Road Initiative Policy: How Chinese Policy Influences Southeast Asia And South Asia, Chendong Wang

Sustainability and Social Justice

This article would be divided into two main parts. In the first part, this article introduces what is the BRI policy and the history of the BRI policy. The BRI policy is a Chinese strategy and network to connect with Chinese partners and potential partners through economic, political, and cultural three perspectives. In the second part, this article describes the BRI policy development and the response from Chinese neighboring countries which mainly include the Southeast and South Asian Countries. Southeast Asian nations and south Asian nations would first be directly impacted by politics, the economy, and culture. Southeast Asian countries …


Grains Of Gold - Excavating The Perils Of Sand Mining, Oleena Chaudhuri Jul 2022

Grains Of Gold - Excavating The Perils Of Sand Mining, Oleena Chaudhuri

Journal of Environmental Sustainability

The human population and the global economy have been growing rapidly, increasing resource consumption. This paper evaluates the extent to which sand mining has an impact on the environment. Through a case study and regulatory analysis of India, this paper has attempted to underscore the consequences of excessive sand excavation while highlighting the case of the Indian “sand mafia”. This secondary research evaluation finds that mining of sand resources is a common practice that leads to the destruction of the environment which adversely affects commercial and non-commercial living resources. While studies do point out that economic activities requiring sand as …


Understanding Institutional Life-Cycle And Sustainability Of Co-Operative Model: A Case Study Of Campco, India, Amalendu Jyotishi, Deepika M.G. Mar 2022

Understanding Institutional Life-Cycle And Sustainability Of Co-Operative Model: A Case Study Of Campco, India, Amalendu Jyotishi, Deepika M.G.

The Indonesian Journal of Socio-Legal Studies

Co-operative movement in India has a long-standing contribution in the growth of business, agriculture and allied activities. One such cooperative movement in India is the Central Arecanut and Cocoa Marketing and Processing Co-operative Limited (CAMPCO) which was initiated with a joint cooperation between the states of Karnataka and Kerala to create an organized market structure for the two plantation crops namely Arecanut and Cocoa in the backdrop of falling market price of these crops. CAMPCO is an interesting co-operative movement, worth investigating in terms of its evolution, challenges, growth and diversification. The paper tries to examine the factors responsible for …