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Articles 1 - 30 of 86
Full-Text Articles in Social and Behavioral Sciences
Minerva 2004, The Honors College
Minerva 2004, The Honors College
Minerva
This issue of Minerva includes an article on HON 350: An Introduction to Functional Genomics; an article on the creation and inaugural year of HON 180: A Cultural Odyssey; a profile on Honors alumnus, Charles Stanhope and his 2004 Distinguished Honors Graduate Lecture; and interviews with Allison Kelly, Jessica Hudec, and Jennifer Merchant on their experiences as Honors student-athletes.
Front Matter, Journal Of Microfinance
Front Matter, Journal Of Microfinance
Journal of Microfinance / ESR Review
No abstract provided.
Realizing Mission Objectives: A Promising Approach To Measuring The Social Performance Of Microfinance Institutions, Katarzyna Pawlak, Michal Matul
Realizing Mission Objectives: A Promising Approach To Measuring The Social Performance Of Microfinance Institutions, Katarzyna Pawlak, Michal Matul
Journal of Microfinance / ESR Review
This paper proposes a new approach for measuring the social performance of microfinance institutions. The key to developing sustainable social performance measurement (SPM) systems and practices is to consider their design from the perspective of the organizational mission. The fact that the SPM system is built on the organizational mission ensures its cost-effectiveness and facilitates its institutionalization. It not only stimulates an MFI to verify the fulfilment of its social mission and to innovate in the search for optimal solutions to address development needs in a given intervention context, but it also can improve its financial condition through client segmentation …
Foreign Exchange Risk Management Practices Of Microfinance Institution, Peter R. Crabb
Foreign Exchange Risk Management Practices Of Microfinance Institution, Peter R. Crabb
Journal of Microfinance / ESR Review
Foreign exchange risk remains a significant problem for microfinance institutions (MFIs). Many sources of potential funding for MFIs remain untapped due to the high risks of currency devaluation faced by these funding sources. Specifically, debt capital is available for MFIs but foreign exchange risk is a potential deterrent. This paper reviews current practices in the management of foreign exchange risk for and by MFIs. The advantages and disadvantages of these practices are discussed and alternative practices proposed.
Scoring Arrears At A Microlender In Bolivia, Mark Schreiner
Scoring Arrears At A Microlender In Bolivia, Mark Schreiner
Journal of Microfinance / ESR Review
Can scoring models help microlenders in poor countries as much as they have helped credit-card lenders in rich countries? This paper presents a scorecard that predicts the probability that loans from a microlender in Bolivia will have arrears of 15 days or more. Although arrears in microfinance depend on many factors difficult to include in scorecards, the paper shows that inexpensive, simple-to-collect data does have some predictive power. In micro-finance, scoring will not replace loan officers, but it can flag high-risk cases and act as a cross-check on loan officers' judgment.
The Transformation Of The Microfinance Sector In India: Experiences, Options, And Future, M. S. Siriaram, Rajesh S. Upadhyayula
The Transformation Of The Microfinance Sector In India: Experiences, Options, And Future, M. S. Siriaram, Rajesh S. Upadhyayula
Journal of Microfinance / ESR Review
This paper discusses the growth and transformation of microfinance organizations (MFO) in India. Issues that have triggered transformation include size, diversity, sustainability, focus, and taxation. Transformation experiences in India are few. To move to the mainstream, non-governmental organizations (NGOs) choose from three popular forms of organizations: non-banking finance companies (NBFCs), banks, and cooperatives. It appears that there is no ideal path for spin-off. Regulatory changes are needed to allow MFOs to graduate to other legal forms as they grow organically. NGOs must be permitted to invest in the equity of MFOs, as is the case in Bolivia and Africa. Norms …
Impact Of Microfinance Programs On Children's Education: Do The Gender Of The Borrower And The Delivery Model Matter?, Nathalie Holvoet
Impact Of Microfinance Programs On Children's Education: Do The Gender Of The Borrower And The Delivery Model Matter?, Nathalie Holvoet
Journal of Microfinance / ESR Review
This article highlights the effects particular features of microfinance programs have on childhood education. Using data from a South India household survey, the article examines how microfinance impacts schooling and literacy, how credit enters the household, and who brings it in. Regression results show that, in the case of direct bank-borrower credit delivery, it does not matter whether credit enters the household through the mother or the father. However, large differences occur when mothers obtain credit through women's groups. Analysis indicates that combined financial and social-group intermediation leads to higher educational inputs and outputs, mainly for girls. Individual interviewis with …
Microleasing: The Grameen Bank Experience, Asif Dowla
Microleasing: The Grameen Bank Experience, Asif Dowla
Journal of Microfinance / ESR Review
Grameen Bank was the first microfinance institution (MFI) to introduce microleasing on a large scale. This paper provides a preliminary evaluation of Grameen's leasing program. Instead of providing a full-fledged impact assessment study, we examine the terms and conditions of the leasing program and evaluate its success in terms of outreach, repayment rate, and asset ownership.Analysis of program level data shows that the program is successful in terms of outreach and repayment performance. Through the program, poor men and women have become owners of power tillers, power looms, shallow machines, cellular phones, and even computers. The success of leasing suggests …
The Experience Of Financial Institutions In The Delivery Of Microcredit In The Philippines, Maria Abigail Carpio
The Experience Of Financial Institutions In The Delivery Of Microcredit In The Philippines, Maria Abigail Carpio
Journal of Microfinance / ESR Review
This paper identifies the characteristic features of the different financial market players involved in the delivery of microcredit in the Philippines and looks into their experiences in addressing the credit demand of the small-borrower market segment, particularly the microenterprise sector. This paper argues that each group of lenders, specifically commercial banks, rural banks, credit-granting NGOs, and an apex financial institution, allocates its funds by establishing its own criteria for assessing the creditworthiness of borrowers and its own mechanisms to avoid borrower default. The delivery of microcredit takes place within an environment where the different financial market players face their own …
Vol. 06 No. 2 Journal Of Microfinance, Journal Of Microfinance
Vol. 06 No. 2 Journal Of Microfinance, Journal Of Microfinance
Journal of Microfinance / ESR Review
No abstract provided.
Employment Creation And Opportunities In The Manufacturing Sub-Sector: The Case For The Manufacturing Of Cotton, Textile In Nigeria., Onuoha G. Nkem
Employment Creation And Opportunities In The Manufacturing Sub-Sector: The Case For The Manufacturing Of Cotton, Textile In Nigeria., Onuoha G. Nkem
Bullion
Nigeria is the third largest producer of cotton in Africa after Egypt and Sudan. Cotton growing zones are mainly in the Northern parts of the country, though the planting of cotton started in Western Nigeria. This paper focusses on the manufacture of cotton, textile in Nigeria, sources of material available, the equipment required, manpower, the land space required, the capital outlay and Profitability of the business. The paper concludes that from the financial result of the above analysis, the project is economically viable and technically feasible. Neem Seeds as Raw Materials is in abundance and can be sourced at lower …
Employment Creation And Opportunities In The Manufacturing Sub-Sector. The Millinery Industry In Nigeria., Mark Chito Mrs.
Employment Creation And Opportunities In The Manufacturing Sub-Sector. The Millinery Industry In Nigeria., Mark Chito Mrs.
Bullion
This paper examines the establishment of millinery factory in Nigeria, the capital outlay, equipment, landscape, sources of materials, profitability and target market. The paper contends that anybody can learn hat making skills and procedure but sustainability in the millinery industry is a function of creativity, foresight and artistic venturesome-ness. The study argues that the foreign market for Nigerian hats may well exceed that of the local in leaps and bounds. Nigeria appears to have a traditional attitude of disdain against their own locally produced materials even when such is internationally recognised and accepted.
Employment Creation And Opportunities In The Manufacturing Sub-Sector. The Case For The Production Of Corn Flakes., Abdullahi Abubakar
Employment Creation And Opportunities In The Manufacturing Sub-Sector. The Case For The Production Of Corn Flakes., Abdullahi Abubakar
Bullion
Cornflakes production is a promising viable business considering the increasing rate of urbanizing and our penchant for fast foods. Moreover, the demands of children for breakfast cereals especially in preparation for school and even in leisure times made the cornflakes business a promising and worthwhile venture for consideration by any aspiring entrepreneur. This paper examines cornflakes production, machinery and equipment, production process, market potentials, production capacity, financing cornflakes production and necessary approvals. The study concludes that The value added in a gross output of about sixty small textile mills with a gross output of N1.014 Trillion is N0.670 Trillion. This …
Employment Generation And Opportunities In The Manufacturing Sub-Sector. The Case For The Manufacturing Of Farm Implements., Ihinodu I. I
Employment Generation And Opportunities In The Manufacturing Sub-Sector. The Case For The Manufacturing Of Farm Implements., Ihinodu I. I
Bullion
The modernization of agriculture has the potential to achieve the various objectives of creating employment, increasing productivity and output in both the sector and the entire economy, thus contributing to the food security goal of the government. This paper aims primarily at examining the prospects as well as the processes of manufacturing agricultural implements with a view to encouraging small/medium entrepreneurs to engage in the ventures. It examines the manufacturing activities of farm implements. It analyses the role which governments should play as well as highlighting the potential benefits of the enterprises. The paper conclude that given the stage of …
Employment Creation And Opportunities In The Manufacturing Sub-Sector. The Case For Neem Tree In Nigeria., Abdullahi Abubakar
Employment Creation And Opportunities In The Manufacturing Sub-Sector. The Case For Neem Tree In Nigeria., Abdullahi Abubakar
Bullion
This paper is focused on neem oil production for both local and export markets. It examines Neem, (Azadirachta indica A Juss), an evergreen tree that belongs to the family, Meliaceae and is known by the botanical name Azadirachta indica A Juss. lt is a fast growing tree, well adapted to semi-arid conditions and grows well on poor shallow stony or sandy soils where agricultural crops give low yields despite the application of fertilisers. The paper examines the origin of the neem tree, composition, uses, products, investment potentials and financial analysis on profile for neem seeds processing. The study conclude that …
Technology Based Supply Chain Training: Its Use And Effectiveness, Brian J. Gibson, Jonathan D. Whitaker
Technology Based Supply Chain Training: Its Use And Effectiveness, Brian J. Gibson, Jonathan D. Whitaker
Journal of Transportation Management
Employee training is a huge business in the United States with spending in the neighborhood of $51 billion dollars. Over the last five years a growing proportion of training dollars have been committed to technology based training involving distance learning and e-learning. This article reports on the use of these innovative training methods in supply chain management and their impact on organizations in terms of cost effectiveness, time efficiency, skill development, and return on investment.
A Comparison Of Implementation Issues And Strategies For Radio Frequency Identification Technologies Between The U.S. Military And Private Sector Organizations, Kristine M. O'Brien, Stephen M. Swartz
A Comparison Of Implementation Issues And Strategies For Radio Frequency Identification Technologies Between The U.S. Military And Private Sector Organizations, Kristine M. O'Brien, Stephen M. Swartz
Journal of Transportation Management
The purpose of this research was to study the implementation of radio frequency identification (RFID) technologies used to track equipment and supplies. Current implementation issues and strategies for future use were collected from leading edge organizations from the military and private sector. A formal comparison found both similarities and differences between how industry and the Army are implementing and using RFID technologies in their supply chains and logistics networks. This article focuses on these similarities and differences, to include a gap between the Army and industry regarding RFID tag use and implementation, and a difference in the overall focus of …
The Profit Impact Of A Strategic Approach To Web Enhanced Services (Wes)—A Study Of The Motor Carrier Industry, Gregory M. Kellar, John Xiaoqun Zhang
The Profit Impact Of A Strategic Approach To Web Enhanced Services (Wes)—A Study Of The Motor Carrier Industry, Gregory M. Kellar, John Xiaoqun Zhang
Journal of Transportation Management
An increasing number of motor carriers offer web-enhanced services (WES) such as real-timetracking-and-tracing, on-line ordering, and conflict resolution. However, the burst of the Internet bubble raised questions as to whether investments in such Internet-related services increase corporate profitability (e.g., Nagarajan et al., 2000). This article studies financial and operational values that web-enhanced services add to publicly traded interstate trucking companies. Large companies offering WES were found to be more profitable than smaller companies in general, and they were more profitable than other large carriers not offering WES. Investments in WES appear to provide a strategic advantage specifically for large companies.
Meeting The Challenge Of Supply Chain Integration: Using Six Sigma For Process Improvement, Kathryn Dobie, Rhonda Hensley
Meeting The Challenge Of Supply Chain Integration: Using Six Sigma For Process Improvement, Kathryn Dobie, Rhonda Hensley
Journal of Transportation Management
Increased performance expectations, a more complex operating environment, rising costs, and declining operating margins have become every day challenges for carrier management. In order to meet these challenges, business-as-usual is not an adequate response. The time has come to take a new look at the way thing are being done and the results that are being achieved. One method of making such an examination, Six Sigma, has produced extraordinary results for many of the manufacturing and service companies, large and small, that have implemented it. The introduction of Six Sigma as a means of examining and improving carrier service delivery …
The Transportation And Warehousing Challenge For Multinational Corporations In China, Garland Chow, Charles Guowen Wang
The Transportation And Warehousing Challenge For Multinational Corporations In China, Garland Chow, Charles Guowen Wang
Journal of Transportation Management
Logistics is a major challenge for multinational corporations seeking to do business in China. Transportation and warehousing are two core activities of logistics which will have to be outsourced or produced internally by foreign firms entering the China market. This paper focuses on road and rail transportation, the primary forms of transport utilized to move finished goods, as well as the warehousing and distribution center service sector. Trucking services and costs are observed to be poor by Western standards. There is no established less-than-truckload (LTL) industry and there are limited trucking networks offering one stop shipping across the country. None …
Editor's Introduction, David Tranfield
Editor's Introduction, David Tranfield
Organization Management Journal
No abstract provided.
Editors' Introduction, Carole Elliott
Editors' Introduction, Carole Elliott
Organization Management Journal
No abstract provided.
Editors' Introduction, Carole Elliott
Editors' Introduction, Carole Elliott
Organization Management Journal
No abstract provided.
Recent Research Of Note, Tahira M. Probst
Recent Research Of Note, Tahira M. Probst
Organization Management Journal
No abstract provided.
Recent Research Of Note, Tahira M. Probst
Recent Research Of Note, Tahira M. Probst
Organization Management Journal
No abstract provided.
Complexity Theory As A Practical Management Tool: A Critical Evaluation, Aaron C.T. Smith
Complexity Theory As A Practical Management Tool: A Critical Evaluation, Aaron C.T. Smith
Organization Management Journal
Complexity theory is receiving increasing attention in both academic and popular literature as a potential management tool. As momentum gathers surrounding its popularity in practical management, complexity theory is poised to become a management ‘fad’, and potentially an influential paradigm for the future. However, much of the literature concerning complexity theory contains inconsistent terminology and a lack of operationally empirical definitions. This has made it difficult for researchers to specify empirical questions in order to frame complexity research, and for practitioners to acquire the key principles for implementation. It has also opened a Pandora’s Box of commentaries which proclaim that …
Managerial Knowledge As Property: The Role Of Universities, Raza Mir, Ali Mir, Nidhi Srinivas
Managerial Knowledge As Property: The Role Of Universities, Raza Mir, Ali Mir, Nidhi Srinivas
Organization Management Journal
No abstract provided.
Complexity Theory As A Practical Management Tool: A Critical Evaluation, Aaron C.T. Smith
Complexity Theory As A Practical Management Tool: A Critical Evaluation, Aaron C.T. Smith
Organization Management Journal
Complexity theory is receiving increasing attention in both academic and popular literature as a potential management tool. As momentum gathers surrounding its popularity in practical management, complexity theory is poised to become a management ‘fad’, and potentially an influential paradigm for the future. However, much of the literature concerning complexity theory contains inconsistent terminology and a lack of operationally empirical definitions. This has made it difficult for researchers to specify empirical questions in order to frame complexity research, and for practitioners to acquire the key principles for implementation. It has also opened a Pandora’s Box of commentaries which proclaim that …
Editors' Introduction, David Richards, Steve Meisel
Editors' Introduction, David Richards, Steve Meisel
Organization Management Journal
No abstract provided.
Managerial Knowledge As Property: The Role Of Universities, Raza Mir, Ali Mir, Nidhi Srinivas
Managerial Knowledge As Property: The Role Of Universities, Raza Mir, Ali Mir, Nidhi Srinivas
Organization Management Journal
No abstract provided.