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Full-Text Articles in Social and Behavioral Sciences

A Study On The Impact Of Monetary Policies On Nigerian Property Market, Abiodun Jogunola, Chibuike R. Emele, Austin C. Otegbulu Sep 2018

A Study On The Impact Of Monetary Policies On Nigerian Property Market, Abiodun Jogunola, Chibuike R. Emele, Austin C. Otegbulu

Bullion

The authority responsible for formulating monetary policies in Nigeria has focused more on the oil and gas sector while other sectors such as the property sector have not been given their deserved attention with regards to monetary policy formulation. Hence, this study examined the impact of monetary policy rate on the Nigerian property market. It was revealed that the key economic indicators that are relevant to the real estate sector includes interest rate, (monetary policy instrument), GDP, exchange rate , inflation rate as well as international oil price. The findings showed that in the long term monetary policy rate has …


Transforming The Mortgage Sub-Sector Using The Fss 2020 Platform, Patrick E. Aririguzo Sep 2017

Transforming The Mortgage Sub-Sector Using The Fss 2020 Platform, Patrick E. Aririguzo

Bullion

This paper examines the Mortgage sector of FSS2020 Strategy document which falls within the category of the drivers of the FSS2020 Strategy implementation blueprint. FSS2020 Mortgage: Vision and Mission. The paper further explores the Strategic Objectives of FSS2020 Mortgage Sector and the Transformational Programmes which includes: Ml - Establish a secondary mortgage market; M2 - Attract affordable international credit to fund affordable housing programmes; M3 - Advocate for mortgage ready and affordable housing. Three Transformational Programmes were designed to support the realization of the three objectives of the Mortgage Sector namely: TPl - Establishment of Mortgage Refinancing Companies (MRC) TP2 …


Bridging The Housing Deficit Gap In Nigeria Through The Mortgage Refinancing Scheme., Bandele A. G. Amoo, Nkereuwen I. Akpan, B. Hamma Mar 2014

Bridging The Housing Deficit Gap In Nigeria Through The Mortgage Refinancing Scheme., Bandele A. G. Amoo, Nkereuwen I. Akpan, B. Hamma

Bullion

The objective of this paper is to assess the efficacy of housing mortgages and the current mortgage refinancing company at addressing the housing deficit in Nigeria. This paper would be structured ' thus: section I is the introduction, while section 2 looks of housing provision and policy in Nigeria. Existing housing finance options in Nigeria are discussed in section 3 and the need for mortgage refinancing in Nigeria in section 4. Challenges of mortgage refinancing in Nigeria are examined in section 5, while the conclusion and recommendations are presented in section 6.