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Physical Sciences and Mathematics Commons

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Butler University

Theses/Dissertations

Affordable Care Act (ACA)

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An Examination Of The Statistics And Risk Management Concepts Behind The Patient Protection And Affordable Care Act (Ppaca) Of 2010, Scott Sinclair May 2022

An Examination Of The Statistics And Risk Management Concepts Behind The Patient Protection And Affordable Care Act (Ppaca) Of 2010, Scott Sinclair

Undergraduate Honors Thesis Collection

The Patient Protection and Affordable Care Act (PPACA) is the overarching federal law that has impacted the intricacies of the health insurance market for more than a decade. Using the supervised learning method of multiple linear regression, the relationship between the medical loss ratio rebates and predictor variables such as the state, health insurance market, and the number of insurance companies owing rebates will be analyzed, along with the actuarial value of metal tiers and geographic rating area factors in terms of their relationship to the insurance premium for a standard family of four, defined as a forty-year-old couple with …