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Full-Text Articles in Physical Sciences and Mathematics

Quantification Of Various Types Of Biases In Large Language Models, Sudhashree Sayenju Apr 2023

Quantification Of Various Types Of Biases In Large Language Models, Sudhashree Sayenju

Doctor of Data Science and Analytics Dissertations

Natural Language Processing (NLP) systems are included everywhere on the internet from search engines, language translations to more advanced systems like voice assistant and customer service. Since humans are always on the receiving end of NLP technologies, it is very important to analyze whether or not the Large Language Models (LLMs) in use have bias and are therefore unfair. The majority of the research in NLP bias has focused on societal stereotype biases embedded in LLMs. However, our research focuses on all types of biases, namely model class level bias, stereotype bias and domain bias present in LLMs. Model class …


Data-Driven Investment Decisions In P2p Lending: Strategies Of Integrating Credit Scoring And Profit Scoring, Yan Wang Apr 2020

Data-Driven Investment Decisions In P2p Lending: Strategies Of Integrating Credit Scoring And Profit Scoring, Yan Wang

Doctor of Data Science and Analytics Dissertations

In this dissertation, we develop and discuss several loan evaluation methods to guide the investment decisions for peer-to-peer (P2P) lending. In evaluating loans, credit scoring and profit scoring are the two widely utilized approaches. Credit scoring aims at minimizing the risk while profit scoring aims at maximizing the profit. This dissertation addresses the strengths and weaknesses of each scoring method by integrating them in various ways in order to provide the optimal investment suggestions for different investors. Before developing the methods for loan evaluation at the individual level, we applied the state-of-the-art method called the Long Short Term Memory (LSTM) …