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Full-Text Articles in Physical Sciences and Mathematics
Era Of Big Data: Danger Of Descrimination, Andra Gumbus, Frances Grodzinsky
Era Of Big Data: Danger Of Descrimination, Andra Gumbus, Frances Grodzinsky
WCBT Faculty Publications
We live in a world of data collection where organizations and marketers know our income, our credit rating and history, our love life, race, ethnicity, religion, interests, travel history and plans, hobbies, health concerns, spending habits and millions of other data points about our private lives. This data, mined for our behaviors, habits, likes and dislikes, is referred to as the “creep factor” of big data [1]. It is estimated that data generated worldwide will be 1.3 zettabytes (ZB) by 2016. The rise of computational power plus cheaper and faster devices to capture, collect, store and process data, translates into …
Assessing The Opportunities And Challenges With Big Data In The Mobile Payments Ecosystem, Jun Liu, Robert John Kauffman, Dan Ma
Assessing The Opportunities And Challenges With Big Data In The Mobile Payments Ecosystem, Jun Liu, Robert John Kauffman, Dan Ma
Research Collection School Of Computing and Information Systems
Information and communication technology (ICT) is an important driver of mobile payments in the financial services industry. Mobile payments (m-payments) technologies enable new channels for consumer payments for goods and services purchases, and other forms of economic exchange. The m-payments ecosystem involves multiple distinct stakeholders, and a high level of consumer data-sharing. In this paper, we will assess the current m-payments ecosystem, and discuss the challenges and opportunities with big data captured from mpayments transactions. We will also propose new directions to encourage research that will shed the light on how stakeholders can facilitate the successful adoption and realize the …