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Articles 31 - 31 of 31
Full-Text Articles in Other Medicine and Health Sciences
Is Private Long-Term Care Insurance Affordable For Older Adults?, Nayoung Kim
Is Private Long-Term Care Insurance Affordable For Older Adults?, Nayoung Kim
Wayne State University Dissertations
Nationwide there are fewer than 7 million long-term care (LTC) insurance policies in force. Why do so few Americans buy private long-term care (LTC) insurance? Several theories have been offered as possible explanations, including the availability of Medicaid, misperceptions that Medicare or other policies cover LTC, beliefs that one's own risk of needing LTC services is small, or desires to simply rely on children and spouses for LTC. This study examines another possible explanation - that private LTC insurance is simply "unaffordable" for most older Americans, which may be why they don't buy it.
This study begins by investigating the …