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Full-Text Articles in Public Interest
The Debt Collection Pandemic, Pamela Foohey, Dalié Jiménez, Christopher K. Odinet
The Debt Collection Pandemic, Pamela Foohey, Dalié Jiménez, Christopher K. Odinet
Faculty Scholarship
As of May 2020, the United States' reaction to the unique and alarming threat of COVID-19 has partially succeeded in slowing the virus’s spread. Saving people’s lives, however, came at a severe economic cost. Americans’ economic anxiety understandably spiked. In addition to worrying about meeting basic expenses, people’s anxieties about money necessarily included what might happen if they could not cover already outstanding debts. The nearly 70 million Americans with debts already in collection faced heightened anxiety about their inability to pay.
The coronavirus pandemic is set to metastasize into a debt collection pandemic. The federal government can and should …
Nonessential Businesses And Liability Waivers In The Time Of Covid-19, Zahra Takhshid
Nonessential Businesses And Liability Waivers In The Time Of Covid-19, Zahra Takhshid
Sturm College of Law: Faculty Scholarship
States are gradually reopening after months of lockdown. However, the risk of exposure to the deadly COVID-19 virus still remains. While states would like to have the economy up and running, the price that small businesses may be forced to pay following possible coronavirus personal injury lawsuits may drive them out of business. Nonessential businesses, such as dine-in restaurants, will turn to waivers of liability to insulate themselves from COVID-19 related liability: an area known as assumption of risk. This essay argues that in this climate of crisis, and due to the invisible nature of the virus, waivers are an …