Insurance Law Commons^™

The Duty Of The Agent Or Broker To Recommend Underinsured Motorist Coverage With Adequate Limits, Greg Munro

Faculty Journal Articles & Other Writings

This article addresses the question of whether an insurance agent or broker have any duty in Montana to recommend a particular coverage in a specific adequate amount. More specifically, the article explores what the agent or broker's duty is, if any, to recommend that the insured purchase UIM coverage and do so with an adequate limit of liability. Although the article focuses on the agent's duty to explain and recommend auto UIM coverage, the law and arguments discussed can be extrapolated to other coverage lines such as homeowners or commercial general liability.