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Insurance Law Commons

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Full-Text Articles in Insurance Law

Automobile Insurance Rates: Promulgation, Regulation, And Equal Protection, James J. Mcgraw Aug 2015

Automobile Insurance Rates: Promulgation, Regulation, And Equal Protection, James J. Mcgraw

Akron Law Review

T HE INTEREST in the price one pays for automobile insurance continues to grow at a rapid pace. The reason for this growing consumer interest may be attributed to the equally increasing need for automobiles, the price paid for them, and consequently, the need for insurance protection. This insurance protection has developed into a matter of major economic consequence to the auto owner.....The key to improved and efficient rate-watching is in the good faith efforts and perseverance of the policyholders themselves. Accordingly, an examination of the effects of consumerism along with a discussion of modern rate and regulatory developments is …


Girgis V. State Farm Mut. Auto. Ins. Co.: Rescinding The Physical Contact Requirement In Ohio Uninsured Motorist Claims, Dominick Cirelli Jr. Jul 2015

Girgis V. State Farm Mut. Auto. Ins. Co.: Rescinding The Physical Contact Requirement In Ohio Uninsured Motorist Claims, Dominick Cirelli Jr.

Akron Law Review

Nearly every state has a requirement concerning uninsured motorist coverage, although state statutes differ in their scope and language. There has been a great volume of literature discussing the applicability of uninsured motorist coverage in cases involving hit and run drivers. This casenote will set out the various state statutory approaches to hit and run vehicles under uninsured motorist coverage, as well as evaluate the Ohio Supreme Court's historical approach to the physical contact doctrine. The casenote will thoroughly address the Girgis opinion and its underlying rationale, as well as the repercussions of abrogating the physical contract doctrine. Finally, this …


Insurance, Robert A. Seligson Nov 2010

Insurance, Robert A. Seligson

Cal Law Trends and Developments

No abstract provided.


The Entitlement Exclusion In The Personal Auto Policy: The Road To Reducing Litigation In Permissive Use Cases Or A Dead End?, Darla L. Keen Jan 1995

The Entitlement Exclusion In The Personal Auto Policy: The Road To Reducing Litigation In Permissive Use Cases Or A Dead End?, Darla L. Keen

Kentucky Law Journal

No abstract provided.


No-Fault Auto Reparation In Florida: An Empirical Examination Of Some Of Its Effects, Joseph W. Little Jan 1975

No-Fault Auto Reparation In Florida: An Empirical Examination Of Some Of Its Effects, Joseph W. Little

University of Michigan Journal of Law Reform

This article discusses certain aspects of reparations systems that can be described by statistical parameters, but it does not attempt to evaluate whether or not pervasive sociological changes may result from legal modifications of the concept of fault. It may be that any erosion of fault as a legal concept will result in a decline in individual responsibility. The fact that some members of the bar and some members of the medical profession allegedly regularly engage in conspiracies to defeat the $1,000 medical expense threshold of the Florida statute could be cited as evidence of such deterioration. Nevertheless, this writer …


Compulsory No-Fault Medical Insurance For Automobile Owners, William L. Schlosser Jan 1970

Compulsory No-Fault Medical Insurance For Automobile Owners, William L. Schlosser

University of Michigan Journal of Law Reform

The enactment of the Massachusetts compulsory no-fault insurance bill, and Senator Phillip Hart's recent introduction of national no-fault insurance legislation, indicate the serious consideration no-fault insurance is receiving as a method of reforming the existing auto accident compensation system. The current tort system of recovery of auto accident medical expenses is inefficient, and, in many cases, does not adequately compensate the injured parties. Compulsory no-fault insurance is well suited to remedy these deficiencies. Under a no-fault insurance plan, benefits would be paid without regard to the question of fault; consequently, every accident victim would receive compensation without first having to …