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Articles 91 - 120 of 1018
Full-Text Articles in Consumer Protection Law
Ali's Restatement Of The Law Of Consumer Contracts: Perpetuating A Legal Fiction?, Dee Pridgen
Ali's Restatement Of The Law Of Consumer Contracts: Perpetuating A Legal Fiction?, Dee Pridgen
Loyola Consumer Law Review
The American Law Institute's proposed Restatement of the Law of Consumer Contracts has undergone a lengthy process of drafts and discussions, but the road to completion has been rocky. Indeed, only one of nine proposed sections have thus far been adopted by the ALI membership, despite years of work on the project. Much of the criticism centered on the proposal's definition of consumer assent to (or adoption of) standard contract terms, which as currently drafted states that consumers are bound by contract terms of which they have had notice and an opportunity to review, and have manifested assent in some …
How To Make A Dead Armadillo: Consumer Contracts And The Perils Of Compromise, Jeffrey W. Stempel
How To Make A Dead Armadillo: Consumer Contracts And The Perils Of Compromise, Jeffrey W. Stempel
Loyola Consumer Law Review
The ALI's proposed Restatement of the Law, Consumer Contracts ("RLCC") has managed to alarm both corporate America and consumer advocates, including half the nation's attorneys general. To some extent, the RLCC is yet another victim of the nation's increasing polarization and the rise of partisanship within the legal profession. But the RLCC suffers from self-inflicted wounds through questionable endorsement of problematic case law on contract formation as well as its goal of a well-intentioned but flawed "Grand Bargain" that arguably seized a middle ground disliked, for different reasons, by both consumer and business advocates. The RL CC stepped into this …
Cfpb Seeks To Further Strategy To Prevent Consumer Harm, Rebecca Garcia
Cfpb Seeks To Further Strategy To Prevent Consumer Harm, Rebecca Garcia
Loyola Consumer Law Review
No abstract provided.
The American Law Institute's Unsound Bid To Reinvent Contract Law In The Proposed Restatement Of The Law, Consumer Contracts, Christopher E. Appel
The American Law Institute's Unsound Bid To Reinvent Contract Law In The Proposed Restatement Of The Law, Consumer Contracts, Christopher E. Appel
Loyola Consumer Law Review
No abstract provided.
The Restatement Of The Law Of Consumer Contracts: The American Law Institute's Impossible Dream, Mark E. Budnitz
The Restatement Of The Law Of Consumer Contracts: The American Law Institute's Impossible Dream, Mark E. Budnitz
Loyola Consumer Law Review
No abstract provided.
Ideology, Coercion, And The Proposed Restatement Of The Law Of Consumer Contracts, Nancy S. Kim
Ideology, Coercion, And The Proposed Restatement Of The Law Of Consumer Contracts, Nancy S. Kim
Loyola Consumer Law Review
No abstract provided.
Limits Of Assent In Consumer Contracts: A (Regulatory) View From The South, Nicolas Rojas Covarrubias
Limits Of Assent In Consumer Contracts: A (Regulatory) View From The South, Nicolas Rojas Covarrubias
Loyola Consumer Law Review
The Restatement of the Law Consumer Contracts project has proved to be controversial. The current published draft of the Restatement diminishes the role of assent as a fundamental element to determine the content of an agreement, limiting its influence to the "core deal terms" and accepting that proper notice and reasonable opportunity to review proposed standard terms (pre or post transaction) is enough to adopt them as part of the contract. This has been questioned from empirical and normative perspectives, being qualified as detrimental to consumers' rights. In fact, the draft proposal actually incurs in the same defect that it …
The Need For Reform: Discharging Student Loan Debts In Bankruptcy Proceedings Under The Brunner Test, Jacob M. Kupferman
The Need For Reform: Discharging Student Loan Debts In Bankruptcy Proceedings Under The Brunner Test, Jacob M. Kupferman
Loyola Consumer Law Review
No abstract provided.
Table Of Contents, Loyola Consumer Law Review
Table Of Contents, Loyola Consumer Law Review
Loyola Consumer Law Review
No abstract provided.
The General Data Protection Regulation And California Consumer Privacy Act: The Economic Impact And Future Of Data Privacy Regulations, Christopher Bret Alexander
The General Data Protection Regulation And California Consumer Privacy Act: The Economic Impact And Future Of Data Privacy Regulations, Christopher Bret Alexander
Loyola Consumer Law Review
No abstract provided.
Privacy Or Protection: The Catch-22 Of The Ccpa, Diane Y. Byun
Privacy Or Protection: The Catch-22 Of The Ccpa, Diane Y. Byun
Loyola Consumer Law Review
On June 28, 2018, the California Legislature passed the nation's strictest data privacy law, the California Consumer Privacy Act of 2018 ("CCPA"). Although effective January 1, 2019, the provisions of the CCPA did not become operative until January 1, 2020. The CCPA enforces compliance obligations on any business that collects covered personal information about California residents ("Consumers") and exceeds one of three thresholds: (i) annual gross revenues of $25 million, (ii) collection of personal information for commercial purpose of 50,000 or more covered consumers, or (iii) 50% or more annual revenue from selling Consumers' personal information. This low threshold demonstrates …
Algorithms Take Flight: Modern Pricing Algorithms' Effect On Antitrust Laws In The Aviation Industry, David Krieghbaum Jr.
Algorithms Take Flight: Modern Pricing Algorithms' Effect On Antitrust Laws In The Aviation Industry, David Krieghbaum Jr.
Loyola Consumer Law Review
What happens when an inevitable moving force collides with an immovable object? Either the force finds a way around the object or the object must adapt to contain the force. Over a century has passed since the federal government passed the Sherman Act, Clayton Act, and Federal Trade Commission Act. As times change, the three reigning laws have had very little reform. Federal antitrust laws remain immovable through the past century as civilization has made astounding advancements. The advancement of technology in business is inevitably becoming a large part of how corporations are securing advantages against their competition. Artificial intelligence …
The Pallone-Thune "Traced Act": Expanding Consumer Protection In The Fight Against Robocalls, Caitlin Figueroa
The Pallone-Thune "Traced Act": Expanding Consumer Protection In The Fight Against Robocalls, Caitlin Figueroa
Loyola Consumer Law Review
No abstract provided.
How States And Localities Are In A Better Position Than The Fda To Address Youth Use Of E-Cigarettes, Kevin Kanavy
How States And Localities Are In A Better Position Than The Fda To Address Youth Use Of E-Cigarettes, Kevin Kanavy
Loyola Consumer Law Review
No abstract provided.
Table Of Contents, Loyola Consumer Law Review
Table Of Contents, Loyola Consumer Law Review
Loyola Consumer Law Review
No abstract provided.
Connecting The Dots: Quality, Antitrust, And Medicine, Theodosia Stavroulaki
Connecting The Dots: Quality, Antitrust, And Medicine, Theodosia Stavroulaki
Loyola Consumer Law Review
Antitrust applies to healthcare. Questioning the wisdom of this universal truth, medical professionals actively insisted and still insist on professional discretion, self-regulations and other practices that violate the antitrust laws. What do medical professionals aim to achieve by resisting the application of antitrust into their profession? What do antitrust enforcers aim to achieve by applying antitrust law to the medical profession? The answer is simple. Among others, both antitrust enforcers and medical professionals aim to ensure quality. Interestingly, albeit their goal is identical, their approach is different. Why? This essay explores this enigma by analyzing some seminal healthcare antitrust cases. …
The Law Of The Middle Class: Consumer Finance In The Law School Curriculum, Adam J. Levitin
The Law Of The Middle Class: Consumer Finance In The Law School Curriculum, Adam J. Levitin
Loyola Consumer Law Review
America is defined by its broad middle class, but the middle class is virtually absent from the law school curriculum. Law school courses deal with general concerns (contracts, torts, property, and taxes), the concerns of the rich (trusts and estates), and occasionally the law of the poor, but there are no courses dedicated to the financial concerns of the middle class. This Essay argues 'that the defining feature of the American middle class is its reliance on credit to finance its essential purchases: a home, a car, and an education. The law of the middle class is the law of …
American Usury Law And The Military Lending Act, Paul E. Kantwill, Christopher L. Peterson
American Usury Law And The Military Lending Act, Paul E. Kantwill, Christopher L. Peterson
Loyola Consumer Law Review
No abstract provided.
The Cfpb's New Direction, James Orescanin
The Cfpb's New Direction, James Orescanin
Loyola Consumer Law Review
No abstract provided.
Table Of Contents, Loyola Consumer Law Review
Table Of Contents, Loyola Consumer Law Review
Loyola Consumer Law Review
No abstract provided.
Consumer Financial Protection Bureau Reverses Course, Rebecca Garcia
Consumer Financial Protection Bureau Reverses Course, Rebecca Garcia
Loyola Consumer Law Review
No abstract provided.
Incipiency, Richard M. Steuer
Ftc Trends In Consumer Protection, Margaret Krawiec, Ivan Schlager, Neepa Mehta, Keyawna Griffith, Lotus Ryan
Ftc Trends In Consumer Protection, Margaret Krawiec, Ivan Schlager, Neepa Mehta, Keyawna Griffith, Lotus Ryan
Loyola Consumer Law Review
No abstract provided.
Sexual Orientation And The Ecoa: A Case For Statutory Protections, Andrew Potter
Sexual Orientation And The Ecoa: A Case For Statutory Protections, Andrew Potter
Loyola Consumer Law Review
No abstract provided.
The Compensation For Victims Of Disasters In Belgium, France, Germany, And The Netherlands, Véronique Bruggeman, Michael Faure
The Compensation For Victims Of Disasters In Belgium, France, Germany, And The Netherlands, Véronique Bruggeman, Michael Faure
Loyola Consumer Law Review
No abstract provided.
Supreme Court Spotlight: Lamps Plus, Inc., Et Al. V. Frank Varela, James Orescanin
Supreme Court Spotlight: Lamps Plus, Inc., Et Al. V. Frank Varela, James Orescanin
Loyola Consumer Law Review
No abstract provided.
Table Of Contents, Loyola Consumer Law Review
Table Of Contents, Loyola Consumer Law Review
Loyola Consumer Law Review
No abstract provided.
The Future Of Consumer Protection: Remarks At Loyola University Chicago School Of Law, Richard Cordray
The Future Of Consumer Protection: Remarks At Loyola University Chicago School Of Law, Richard Cordray
Loyola Consumer Law Review
No abstract provided.
Commissioning The Consumer Financial Protection Bureau, Jolina C. Cuaresma
Commissioning The Consumer Financial Protection Bureau, Jolina C. Cuaresma
Loyola Consumer Law Review
There has been much debate over the Consumer Financial Protection Bureau's lack of executive and congressional oversight: its single director removable only for cause and its operations are not subject to appropriations. This paper explains how this very leadership and accountability structure-intended to politically insulate the agency-had the perverse effect of politicizing it. Since Director Cordray's departure, there has been increased regulatory uncertainty, discouraging financial innovation and harming consumer welfare. This paper recommends that Congress restructure the Bureau into a multi-member, bipartisan commission to provide industry regulatory predictability and ensure that consumer protection retains its independent seat in the financial …
Every Tool At Its Disposal: The Case For A Student Loan Servicing Rulemaking, Seth Frotman
Every Tool At Its Disposal: The Case For A Student Loan Servicing Rulemaking, Seth Frotman
Loyola Consumer Law Review
No abstract provided.