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Consumer Protection Law Commons

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Loyola University Chicago, School of Law

Articles 241 - 270 of 1018

Full-Text Articles in Consumer Protection Law

High-Interest Loans And Class: Do Payday And Title Loans Really Serve The Middle Class, Nathalie Martin Jan 2012

High-Interest Loans And Class: Do Payday And Title Loans Really Serve The Middle Class, Nathalie Martin

Loyola Consumer Law Review

No abstract provided.


Losing The Paper - Mortgage Assignments, Note Transfers And Consumer Protection, Alan M. White Jan 2012

Losing The Paper - Mortgage Assignments, Note Transfers And Consumer Protection, Alan M. White

Loyola Consumer Law Review

In this article, I survey the state of the mortgage loan transfer system, the legal rules that govern it, and the widening gap between those rules and the practices in the secondary mortgage market just prior to the 2008 crisis. The review includes some empirical assessment of the extent of errors and execution problems; the damage done by "robo-signing;" the Mortgage Electronic Registration System ("MERS") and note delivery practices; and the extent to which courts will prevent or reverse foreclosure sales based on those errors and problems. I then examine why existing legal structures, for both paper-based and electronic transfers, …


Nerdy Money: Bitcoin, The Private Digital Currency, And The Case Against Its Regulation, Nikolei M. Kaplanov Jan 2012

Nerdy Money: Bitcoin, The Private Digital Currency, And The Case Against Its Regulation, Nikolei M. Kaplanov

Loyola Consumer Law Review

No abstract provided.


Holding Credit Reporting Agencies Accountable: How The Financial Crisis May Be Contributing To Improving Accuracy In Credit Reporting, David D. Schein, James D. Phillips Jan 2012

Holding Credit Reporting Agencies Accountable: How The Financial Crisis May Be Contributing To Improving Accuracy In Credit Reporting, David D. Schein, James D. Phillips

Loyola Consumer Law Review

No abstract provided.


Do We Have A Debt Collection Crisis? - Some Cautionary Tales Of Debt Collection In Indiana, Judith Fox Jan 2012

Do We Have A Debt Collection Crisis? - Some Cautionary Tales Of Debt Collection In Indiana, Judith Fox

Loyola Consumer Law Review

No abstract provided.


Where Have We Seen This Before?: Comparing The "Natural" Caloric-Sweetened Beverage Trend To The Claims Of Light Cigarettes, Franklin Smith Jan 2012

Where Have We Seen This Before?: Comparing The "Natural" Caloric-Sweetened Beverage Trend To The Claims Of Light Cigarettes, Franklin Smith

Loyola Consumer Law Review

No abstract provided.


(Un)Happy Holidays: The True Meaning Of Sales Tax "Holiday" Policy, Cari Beth Janssen Jan 2012

(Un)Happy Holidays: The True Meaning Of Sales Tax "Holiday" Policy, Cari Beth Janssen

Loyola Consumer Law Review

No abstract provided.


The Student Debt Crisis: The Impact Of The Obama Administration's "Pay As You Earn" Plan On Millions Of Current & Former Students, Eryk J. Wachnik Jan 2012

The Student Debt Crisis: The Impact Of The Obama Administration's "Pay As You Earn" Plan On Millions Of Current & Former Students, Eryk J. Wachnik

Loyola Consumer Law Review

No abstract provided.


Putting Some Teeth In Tila: From Disclosure To Substantive Regulation In The Mortgage Reform And Anti-Predatory Lending Act Of 2010, Dee Pridgen Jan 2012

Putting Some Teeth In Tila: From Disclosure To Substantive Regulation In The Mortgage Reform And Anti-Predatory Lending Act Of 2010, Dee Pridgen

Loyola Consumer Law Review

No abstract provided.


Mortgage Lending: Confusing In Every Language, Greg Jones Jan 2012

Mortgage Lending: Confusing In Every Language, Greg Jones

Loyola Consumer Law Review

No abstract provided.


Still Chasing Chimeras But Finally Slaying Some Dragons In The Quest For Consumer Bankruptcy Reform, Jason J. Kilborn Jan 2012

Still Chasing Chimeras But Finally Slaying Some Dragons In The Quest For Consumer Bankruptcy Reform, Jason J. Kilborn

Loyola Consumer Law Review

No abstract provided.


The Subprime Mortgage Mess: A Chicago Perspective, Daniel Linsey Jan 2012

The Subprime Mortgage Mess: A Chicago Perspective, Daniel Linsey

Loyola Consumer Law Review

No abstract provided.


Why Mortgage "Formalities" Matter, David A. Dana, Ernesto Longa Jan 2012

Why Mortgage "Formalities" Matter, David A. Dana, Ernesto Longa

Loyola Consumer Law Review

No abstract provided.


Toward A More Equitable Balance: Homeowner And Purchaser Tensions In Non-Judicial Foreclosure States, Elizabeth Renuart Jan 2012

Toward A More Equitable Balance: Homeowner And Purchaser Tensions In Non-Judicial Foreclosure States, Elizabeth Renuart

Loyola Consumer Law Review

No abstract provided.


The Fair Debt Collection Practices Act Meets Arbitration: Non-Parties And Arbitration, Richard M. Alderman Jan 2012

The Fair Debt Collection Practices Act Meets Arbitration: Non-Parties And Arbitration, Richard M. Alderman

Loyola Consumer Law Review

No abstract provided.


The Fdcpa's Application To The Foreclosure Process, Alexandra Vozza Jan 2012

The Fdcpa's Application To The Foreclosure Process, Alexandra Vozza

Loyola Consumer Law Review

No abstract provided.


Assessing The Cost & Benefits Of Credit Card Rewards: A Response To Who Gains And Who Loses From Credit Card Payments? Theory And Calibrations, Steven Semeraro Jan 2012

Assessing The Cost & Benefits Of Credit Card Rewards: A Response To Who Gains And Who Loses From Credit Card Payments? Theory And Calibrations, Steven Semeraro

Loyola Consumer Law Review

No abstract provided.


Crash Test Dummies: What Drives Automobile Safety In The United States?, Joseph Gavin Jan 2012

Crash Test Dummies: What Drives Automobile Safety In The United States?, Joseph Gavin

Loyola Consumer Law Review

No abstract provided.


Newly Established Consumer Financial Protection Bureau Nets First Enforcement Action, Agostino S. Filippone Jan 2012

Newly Established Consumer Financial Protection Bureau Nets First Enforcement Action, Agostino S. Filippone

Loyola Consumer Law Review

No abstract provided.


Toward A Stronger Financial History Antidiscrimination Norm., Lea Krivinskas Shepard Jan 2012

Toward A Stronger Financial History Antidiscrimination Norm., Lea Krivinskas Shepard

Faculty Publications & Other Works

This Article examines a topic at the intersection of consumer protection and antidiscrimination law: the use by employers and licensing organizations of applicants' credit reports and financial histories in the hiring and licensing processes. The Article begins with a broad normative assessment of the merits of the practice by examining applicable "logics of personhood," categories of a framework of antidiscrimination analysis that assesses whether traditionally unprotected groups are entitled to formal antidiscrimination safeguards. Thus, the Article considers whether financial histories validly and reliably reflect personality traits relevant to job performance. It then examines to what extent the use of financial …


Schwab V. Reilly: No Objection Required, Ashley Koenen Jan 2011

Schwab V. Reilly: No Objection Required, Ashley Koenen

Loyola Consumer Law Review

No abstract provided.


Jackpot! How You Can Win The Lottery By Exercising Your Savings Account, Cody Vitello Jan 2011

Jackpot! How You Can Win The Lottery By Exercising Your Savings Account, Cody Vitello

Loyola Consumer Law Review

No abstract provided.


"Pay For Play" Scandal At The Better Business Bureau Leads To Consumer Mistrust Of The Business Rating Organization, Troy Fleming Jan 2011

"Pay For Play" Scandal At The Better Business Bureau Leads To Consumer Mistrust Of The Business Rating Organization, Troy Fleming

Loyola Consumer Law Review

No abstract provided.


Category Management: The Antitrust Implications In The United States And Europe, Bradley J. Lorden Jan 2011

Category Management: The Antitrust Implications In The United States And Europe, Bradley J. Lorden

Loyola Consumer Law Review

No abstract provided.


For-Profits Under Fire: The False Claims Act As A Regulatory Check On The For-Profit Education Sector, Gayland O. Hethcoat Ii Jan 2011

For-Profits Under Fire: The False Claims Act As A Regulatory Check On The For-Profit Education Sector, Gayland O. Hethcoat Ii

Loyola Consumer Law Review

No abstract provided.


Killing "Zombie Debt" Through Clarity And Consistency In The Fair Debt Collection Practices Act, Young Walgenkim Jan 2011

Killing "Zombie Debt" Through Clarity And Consistency In The Fair Debt Collection Practices Act, Young Walgenkim

Loyola Consumer Law Review

No abstract provided.


Mctorts: The Social And Legal Impact Of Mcdonald's Role In Tort Suits, Caroline Forell Jan 2011

Mctorts: The Social And Legal Impact Of Mcdonald's Role In Tort Suits, Caroline Forell

Loyola Consumer Law Review

No abstract provided.


The Future Of Consumer Arbitration In Light Of Stolt-Nielsen, Terry F. Moritz, Brandon J. Fitch Jan 2011

The Future Of Consumer Arbitration In Light Of Stolt-Nielsen, Terry F. Moritz, Brandon J. Fitch

Loyola Consumer Law Review

No abstract provided.


Adjudicating Insurance Policy Disputes: A Critique Of Professor Randall's Proposal To Abandon Contract Law, Jared Wilkerson Jan 2011

Adjudicating Insurance Policy Disputes: A Critique Of Professor Randall's Proposal To Abandon Contract Law, Jared Wilkerson

Loyola Consumer Law Review

No abstract provided.


Debt Settlement: New Illinois Law Provides Significant Consumer Relief, Loren G. Renner Jan 2011

Debt Settlement: New Illinois Law Provides Significant Consumer Relief, Loren G. Renner

Loyola Consumer Law Review

No abstract provided.