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Bankruptcy Policy In Light Of Manipulation In Credit Advertising, Ron Harris, Einat Albin
Bankruptcy Policy In Light Of Manipulation In Credit Advertising, Ron Harris, Einat Albin
Ron Harris
This Article argues that when credit suppliers market and advertise their credit products, they utilize and enhance consumers’ cognitive biases, particularly their optimism bias and illusion of control. We apply the concept of manipulation to this practice. The biased and manipulated debtors attribute unrealistically low probability to negative life events, such as job loss, illness, accident or divorce, and high probability to positive life events. As a result of the manipulation, the biased debtors are triggered to borrow more than they would have borrowed otherwise. This additional borrowing may contribute to the default of these debtors and to their eventual …
Legitimizing The Imprisonment Of Poor Debtors: Lawyers, Legislators, Judges, Ron Harris
Legitimizing The Imprisonment Of Poor Debtors: Lawyers, Legislators, Judges, Ron Harris
Ron Harris
This path-breaking collection of essays on the history of Israel from a legal perspective, brings together the work of many distinguished Israeli legal historians. It focuses primarily on the impact of colonialism, nationalism and socialism on the law of Palestine and Israel between 1917 and 1967 and the topics examined in detail include: the role of law in the shaping of mandatory society, law and the Israeli-Palestinian conflict, Israeli courts, the holocaust and the interaction of law and class in mandatory Palestine and Israel. The book also contains important historiographical essays by leading American legal historians, who offer reflections on …