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Full-Text Articles in Law
A Tale Of Two Debtors: Bankruptcy Disparities By Race, Rory Van Loo
A Tale Of Two Debtors: Bankruptcy Disparities By Race, Rory Van Loo
Faculty Scholarship
This article offers the first quantitative evidence on race and bankruptcy. Minority debtors fare worse overall in bankruptcy — blacks are 40% and Hispanics 43% less likely than whites to receive a discharge in Chapter 13 after controlling for variables such as education, income, and employment. While the data do not allow for causal inference, Chapter 13 trustees were twice as likely to have made a motion to dismiss even against black debtors who ultimately completed their multi-year bankruptcy plans than against similar white debtors. The paper also indicates that a lack of attorney representation by minority debtors may make …
Walmart's Other Woman Problem: Sprawl And Work-Family Balancing, Katharine B. Silbaugh
Walmart's Other Woman Problem: Sprawl And Work-Family Balancing, Katharine B. Silbaugh
Faculty Scholarship
Wal-Mart is often said to be bad for its workers, including those workers in its production chain in developing countries, and good for its consumers, most of whom are women. Most people argue that its consumers gain from low prices. This brief essay argues that consumers absorb a share of the costs of Wal-Mart's low prices. Contrary to intuition, Wal-Mart may increase significantly the financial and time pressures on its shoppers, the majority of whom can ill-afford increases in either. Most small retail is sited to take advantage of travel routines people have already established to meet their residential and …