Open Access. Powered by Scholars. Published by Universities.®
- Keyword
-
- Artificial intelligence (2)
- AI (1)
- Algorithmic governance (1)
- Alternative data (1)
- Automation (1)
-
- Banking (1)
- Consumer finance (1)
- Content moderation (1)
- Copyright (1)
- Defamation (1)
- European law (1)
- FSOC (1)
- Financial regulation (1)
- Financial technology (1)
- Fintech (1)
- Free speech (1)
- Internet intermediaries (1)
- Internet platforms (1)
- Machine learning (1)
- Madden (1)
- Model drift (1)
- Nonbanks (1)
- Privacy (1)
- Private governance (1)
- Private platforms (1)
- Securitization (1)
- Structured finance (1)
- Subprime (1)
- Surveillance (1)
- Valid-when-made (1)
Articles 1 - 4 of 4
Full-Text Articles in Law
Artificial Intelligence, The Law-Machine Interface, And Fair Use Automation, Peter K. Yu
Artificial Intelligence, The Law-Machine Interface, And Fair Use Automation, Peter K. Yu
Faculty Scholarship
From IBM Watson's success in Jeopardy! to Google DeepMind's victories in Go, the past decade has seen artificial intelligence advancing in leaps and bounds. Such advances have captured the attention of not only computer experts and academic commentators but also policymakers, the mass media and the public at large. In recent years, legal scholars have also actively explored how artificial intelligence will impact the law. Such exploration has resulted in a fast-growing body of scholarship.
One area that has not received sufficient policy and scholarly attention concerns the law-machine interface in a hybrid environment in which both humans and intelligent …
Securitizing Digital Debts, Christopher K. Odinet
Securitizing Digital Debts, Christopher K. Odinet
Faculty Scholarship
The promise of financial technology (“fintech”) and artificial intelligence (“AI”) in broadening access to financial products and services continues to capture the imagination of policymakers, Wall Street, and the public. This has been particularly true in the realm of fintech credit where platform companies increasingly provide online loans to consumers, students, and small businesses by harnessing AI underwriting and alternative data. In 2019 alone fintech lenders represented nearly 50% of total non-credit card, unsecured consumer loan balances in the United States. One of the most prevalent ways fintech credit firms operate is by securitizing the online loans they help originate. …
Automation In Moderation, Hannah Bloch-Wehba
Automation In Moderation, Hannah Bloch-Wehba
Faculty Scholarship
This Article assesses recent efforts to encourage online platforms to use automated means to prevent the dissemination of unlawful online content before it is ever seen or distributed. As lawmakers in Europe and around the world closely scrutinize platforms’ “content moderation” practices, automation and artificial intelligence appear increasingly attractive options for ridding the Internet of many kinds of harmful online content, including defamation, copyright infringement, and terrorist speech. Proponents of these initiatives suggest that requiring platforms to screen user content using automation will promote healthier online discourse and will aid efforts to limit Big Tech’s power.
In fact, however, the …
Can Algorithms Promote Fair Use?, Peter K. Yu
Can Algorithms Promote Fair Use?, Peter K. Yu
Faculty Scholarship
In the past few years, advances in big data, machine learning and artificial intelligence have generated many questions in the intellectual property field. One question that has attracted growing attention concerns whether algorithms can be better deployed to promote fair use in copyright law. The debate on the feasibility of developing automated fair use systems is not new; it can be traced back to more than a decade ago. Nevertheless, recent technological advances have invited policymakers and commentators to revisit this earlier debate.
As part of the Symposium on "Intelligent Entertainment: Algorithmic Generation and Regulation of Creative Works," this Article …