Law Commons^™

Biometrics, Retinal Scanning, And The Right To Privacy In The 21st Century, Stephen Hoffman

Stephen P. Hoffman

Biometric identification techniques such as retinal scanning and fingerprinting have now become commonplace, but near-future improvements on these methods present troubling issues for personal privacy. For example, retinal scanning can be used to diagnose certain medical conditions, even ones for which the patient has no symptoms or has any other way of detecting the problem. If a health insurance company scans the retinas of potential clients before they purchase coverage, they could be charged higher premiums for conditions that do not present any issues. Not only is this unfair, but the ease with which these scans can be conducted—including scanning …

La Ejecución De Títulos Valores Cambiarios Nulos, Martin Paolantonio

Martin Paolantonio

A propósito de un fallo plenario de Bahía Blanca, reexamen de una cuestión tratada en trabajos anteriores: la viabilidad en sede ejecutiva de pagarés nulos por defectos de forma

Primer Examen Del Fideicomiso Financiero En El Ámbito Concursal: El Caso "Bonesi", Martin Paolantonio

Martin Paolantonio

Continuación de análisis previos sobre la cuestión, ahora en oportunidad del primer caso judicial que trata sobre la eficacia del fideicomiso financiero en el concurso preventivo, y los derechos del fiduciario ante el incumplimiento del fiduciante y agente de cobro

¿El Consumidor Financiero Es Consumidor?, Martin Paolantonio

Martin Paolantonio

Análisis de la aplicación de la normativa de defensa del consumidor en las operaciones y contratos del mercado de capitales

El Endoso En Procuración En El Cheque. A Propósito De La Comunicación A 4971 Del Bcra, Martin Paolantonio, Pablo Legón

Martin Paolantonio

Principales cuestiones vinculadas al endoso en procuración, con referencias a la reglamentación del BCRA orientada a la prevención del lavado de dinero

Consideraciones Sobre El Contrato De Factoring En La Argentina, Martin Paolantonio

Martin Paolantonio

Revisión de un trabajo previo, incorporando actualizaciones de doctrina y jurisprudencia, sin modificación sustancial de las conclusiones anteriores (el trabajo no había sido publicado, sino presentado en Jornadas)

Securitización De Hipotecas, Martin Paolantonio

Martin Paolantonio

Revisión del marco legal y práctica de la securitización de hipotecas en Argentina, con un apunte sobre la crisis financiera internacional

El Derecho Del Mercado De Capitales, Martin Paolantonio

Martin Paolantonio

Reconstrucción de la disciplina jurídica del mercado de capitales, tomando como base un desarrollo de Bercovitz para España que es un clásico en la materia, con referencias normativas concretas al derecho argentino

Cancelación De "No Cheques" Por Un "No Portador Legítimo", Martin Paolantonio

Martin Paolantonio

Comentario sobre un fallo de la Cámara Comercial que autoriza la cancelación de formularios de cheques no integrados, legitimando al banco girado

Hipotecas Y Responsabilidad Limitada (En Enfoque Desde El Análisis Económico Del Derecho), Martin Paolantonio

Martin Paolantonio

Análisis de la responsabilidad limitada e ilimitada del deudor hipotecario, con un enfoque de AED y referencias de derecho comparado

Regulation Insurance Sales Or Selling Insurance Regulation: Against Regulatory Competition In Insurance, Daniel Benjamin Schwarcz

Daniel Benjamin Schwarcz

In certain regulatory regimes, including those governing banking and corporate law, firms are permitted to choose among multiple competing regulators. This Article examines the desirability of such regulatory competition in the context of property, casualty and life insurance markets. It analyzes various different approaches to structuring such regulatory competition, including those embodied in two recent reform proposals, the Optional Federal Charter (OFC) and the Single License Proposal (SLP). Ultimately, the Article argues that regulatory competition of any sort would undermine the core goals of insurance regulation, harming consumers, insurers, and third parties.

Book Review: Dan Immergluck, Foreclosed: High-Risk Lending, Deregulation, And The Undermining Of America’S Mortgage Market, David J. Reiss

David J Reiss

This is a book review of Dan Immergluck, FORECLOSED: HIGH-RISK LENDING, DEREGULATION, AND THE UNDERMINING OF AMERICA’S MORTGAGE MARKET (Cornell University Press 2009).

Tribal Land Laws In Andhra Pradesh, Hari Priya

Hari Priya

No abstract provided.

Section 4 Of The Hindu Succession Act Of 1956, Hari Priya

Hari Priya

A brief write up in the form of a comprehensive article aiming to critically evaluate the Section 4 of the Hindu Succession Act of 1956. The law, as it stands amended, has not only brought about changes in the succession laws of Hindus, but has also paved the way for some positive modifications in the law of partition, alienation of property, inheritance and adoption, and the paper is an effort to evaluate this provision of the law.

Protecting Consumers From Spyware: A Proposed Consumer Digital Trespass Act, 28 J. Marshall J. Computer & Info. L. 185 (2010), Richard G. Kunkel

UIC John Marshall Journal of Information Technology & Privacy Law

“Spyware” is a broad term used to describe software that resides on a user’s computer and monitors the user’s online behavior. Though spyware may be helpful or benign, it can also be used for malicious purposes, commonly classified as “malware”. Consumers, who lack sophistication to avoid unintentionally downloading spyware, are especially vulnerable to the threat of malware. In lieu of this threat, it is important to understand the nature and scope of spyware problems affecting consumers. The paper will discuss how common law tort theories of trespass and trespass to chattel are difficult to apply to spyware, and how a …

Safeguarding "The Precious": Counsel On Law Journal Publication Agreements In Digital Times, 28 J. Marshall J. Computer & Info. L. 217 (2010), Michael N. Widener

UIC John Marshall Journal of Information Technology & Privacy Law

Heaping scholarship fills the academic print and online press about where legal scholars should publish and how to have one’s paper accepted for publication. But there is scarce writing about the contractual relationship between the law journal and the author of an accepted paper. This may be due in part to broadly misconstrued or ignored publication agrees, or perhaps that the business relationship is unworthy of scholarly attention. Regardless, this paper introduces a pragmatist’s perspective on evaluating and revising publication agreements, and informs student editors how publication agreements accomplish a journal’s objectives, based on current copyright law. Finally, this paper …

Advancing Consumer Interests Through Ubiquitous Broadband: The Need For A New Spectrum, Meredith Attwell Baker

Federal Communications Law Journal

Comprehensive and long-term spectrum reform can play a critical role in the FCC's development of a National Broadband Plan and in its consideration of Open Internet rules. More efficient and intensive use of the nation's spectrum resources would help provide a path to greater broadband deployment, competition and innovation for all consumers. Wireless and mobile technologies hold great promise to offer consumers new services to complement, extend, or even replace existing broadband offerings. A comprehensive review of the nation's spectrum policy is, therefore, necessary to ensure that wireless and mobile broadband services are not hamstrung by outdated rules or command-and-control …

Universal Service In The United States: A Focus On Mobile Communications, Steven G. Parsons, James Bixby

Federal Communications Law Journal

The concept of universal service, providing affordable telecommunications to all citizens, has a long and changing history in the United States. Prior to the Telecommunications Act of 1996, efforts to achieve universal service were largely based on a complex web of implicit subsidies to basic landline local exchange residential service. The Act expanded and codified the concept of universal service and made the subsidies largely explicit. This Article evaluates the possible economic rationales for subsidizing voice communications and find them lacking. This Article argues that the weak rationale for subsidizing basic voice communications makes it critical that U.S. universal-service policy …

The Wall Street Reform Act Of 2010 And What It Means For Joe & Jane Consumer, Cody Vitello

Loyola Consumer Law Review

No abstract provided.

Consumer Use And Government Regulation Of Title Pledge Lending, Todd J. Zywicki

Loyola Consumer Law Review

No abstract provided.

It’S All About The Principal: Preserving Consumers’ Right Of Rescission Under The Truth In Lending Act, Lea K. Shepard

Faculty Publications & Other Works

No abstract provided.

Are State Consumer Protection Acts Really Little-Ftc Acts?, Henry N. Butler, Joshua D. Wright

Faculty Working Papers

ABSTRACT: State Consumer Protection Acts (CPAs) were designed to supplement the Federal Trade Commission's mission of protecting consumers and are often referred to as "little-FTC Acts." There is growing concern that enforcement under these acts is not only qualitatively different than FTC enforcement, but may be counterproductive for consumers. This article examines a sample of CPA claims and compares them to the FTC standard. It identifies qualitative differences between CPA and FTC claims by commissioning a "Shadow Federal Trade Commission" of experts in consumer protection. The study finds that many CPA claims include conduct that would not be illegal under …

Are You Covered? The Need For Improvement In Insurance Coverage For Autism Spectrum Disorder, 44 J. Marshall L. Rev. 291 (2010), Marissa Mazza

UIC Law Review

No abstract provided.

Balancing Consumer Protection And Scientific Integrity In The Face Of Uncertainty: The Example Of Gluten-Free Foods, Margaret Sova Mccabe

Law Faculty Scholarship

In 2009, gluten-free foods were not only "hot" in the marketplace, several countries, including the United States, continued efforts to define gluten-free and appropriate labeling parameters. The regulatory process illuminates how difficult regulations based on safe scientific thresholds can be for regulators, manufacturers and consumers. This article analyzes the gluten-free regulatory landscape, challenges to defining a safe gluten threshold, and how consumers might need more label information beyond the term "gluten-free." The article includes an overview of international gluten-free regulations, the Food and Drug Administration (FDA) rulemaking process, and issues for consumers.

Bundling Public And Private Goods: The Market For Sustainable Organics, Margot J. Pollans

Elisabeth Haub School of Law Faculty Publications

Modern agriculture has vast environmental externalities. The pesticides, fertilizers, and sediments in irrigation runoff pollute surface and groundwater; single-crop farms destroy biodiversity; and massive amounts of fossil fuels are burned in agricultural production, post-harvest processing, and shipping. Nevertheless, farming operations have largely escaped the post-1970 expansion of federal environmental regulation. Compounding the problem, federal farm policy has encouraged the very farming practices that most cause this degradation.

In 1990, Congress passed the Organic Foods Production Act (OFPA), which created an organic food certification and labeling system. While OFPA's primary purposes are to facilitate the growth of the organic sector and …

Federal Law Enforcement In The Home Mortgage Lending Market Enhanced By The "Fraud Enforcement And Recovery Act Of 2009", Nicholas Mccann

Loyola Consumer Law Review

No abstract provided.

Framing The Fairtax For The American Consumer: Tax-Inclusive? Tax-Exclusive? Why Not Both?, Peter R. Matejcak

Loyola Consumer Law Review

No abstract provided.

Toyota Sudden Acceleration: A Case Study Of The National Highway Traffic Safety Administration - Recalls For Change, Joel Finch

Loyola Consumer Law Review

No abstract provided.

Network Neutrality Generates A Contentious Debate Among Experts: Should Consumers Be Worried?, Cody Vitello

Loyola Consumer Law Review

No abstract provided.

Predatory Innovation: An Analysis Of Allied Orthopedic V. Tyco In The Context Of Section 2 Jurisprudence, Jonathan Jacobson, Scott Sher, Edward Holman

Loyola Consumer Law Review

No abstract provided.