Law Commons^™

The Six-Year Hangover: An Assessment Of The Effectiveness Of Unconventional Monetary Policy In Dealing With Debt Overhang Within The U.S. Economy, Meredith Moshier

Honors Theses

After the Financial Crisis of 2007 to 2008, the Federal Reserve and the federal government used monetary and fiscal policy to buoy the economy out of the recession, but the Fed had to turn to non-standard forms of monetary policy, or unconventional monetary policy. The Federal Reserve used forward guidance, quantitative easing, and the maturity extension program to: lower interest rates, raise inflation expectations, and increase GDP. Six years after the Financial Crisis, the Federal Reserve has begun to taper from unconventional monetary policy. Yet, there has been much debate as to whether unconventional monetary policy is effective or not, …

A Comparative Study Of The Truth In Lending Act, Robert R. Riggins

Honors Theses

Consumer credit probably began in the United States early in the nineteenth century, but it has only in recent years acquired such a position of social and economic imminence. Today, credit is an integral part of our life style and the volume of consumer credit sales reaches monumental proportions.

Though credit use has benefits, the unwise use of credit has serious ramifications. Little can be done to protect the consumer from himself, so attention must focus on protecting the consumer-borrower from the lender. The full-disclosure facet of the Act assures consumer-borrowers that they will be informed as to the real …