Education Economics Commons^™

Women With Student Loans: Relational Impacts On Self, Family, And Work, Annie Pocklington

Ed.D. Dissertations in Practice

Abstract

This qualitative study explores the relational impact that student loans have on the lives of women across Washington state, with specific attention to their parents, partners, children, and workplaces. This research utilizes Feminist Relational Work as a theoretical framework, which combines feminist theory and Zelizer’s notion of relational work to attend to the gendered dynamic that Zelizer’s relational work does not specifically name. Participants in this study named sexism as a constant in their lives, whether within family dynamics growing up, throughout the college going process, or in professional post-college spaces that a degree granted them access to. The …

An Economic Analysis Of Student Loan Default, Arianna Castonguay

Electronic Theses and Dissertations

Cumulative student loan debt in the United States has now surpassed $1.5 trillion. Moreover, since the turn of the century, cohort default rates of these loans have steadily risen across all types of institutions. The latest data from the U.S. Department of Education shows 10.8 percent of borrowers who entered repayment in fiscal year 2015 have defaulted within three years. In turn, the first chapter of this paper summarizes student loan policies as well as trends in debt and default. Furthermore, it highlights the consequences of high student debt and default for individual borrowers and the economy. Results show evidence …

A Case Study: Clery Act Policy And Implementation Strategies, Sara Beverage

CUP Ed.D. Dissertations

The Clery Act was created as a consumer protection law to inform prospective students and their families about the safety of the campuses they consider. The law requires that post–secondary institutions participating in Title IV federal financial assistance programs remain compliant with Clery Act regulations to maintain the ability to offer financial aid funds to students. Noncompliance with the Clery Act can result in disqualification from Title IV programming and damaging institutional fines. These consequences warrant a deeper examination of the law and ways that Clery Act facilitators effectively implement compliance strategies and affect campus safety. This intrinsic case study …

Tennessee Promise: Impact On College Choice In Upper Northeast Tennessee, Jennifer R. Barber

Electronic Theses and Dissertations

The purpose of this correlational study was to explore the relationship between the new statewide two-year financial aid program, Tennessee Promise, and college choice among high school seniors in four counties in upper Northeast Tennessee. Independent variables included GPA, concern about ability to pay for college, and plans to attend a two-year or four-year institution. The dependent variables were scored on three dimensions: cost factors, social factors, and academic factors relating to college choice. Additionally, respondents reported perceptions of Tennessee Promise related to college choice. A 22-item survey was administered to high school seniors from four counties in upper Northeast …

Student Financial Aid Processes And Borrowing Perspectives, Carol Pierson Milhous

Graduate Research Theses & Dissertations

There is a rising level of debt associated with attending college. Educational investment decisions, knowledge of financial management, attitudes and practices of student borrowing can have a significant impact on students’ futures. Student loan debt has been linked to adverse effects post-graduation in terms of employment, savings and making major purchases. Financial aid and money management skills of federal student loans are needed to help students achieve a quality life as working adults (Wolber, 2012). Approaches toward basic financial aid literacy and managing student debt should be addressed on college campuses.

The purpose of this qualitative case study was to …

How Federal Work-Study Affects The College Student Experience, Cole William Kallio-Crotteau

Masters Theses

By creating a quantitative assessment and using one on one interviews, participants were asked to describe their collegiate experience as it has changed and evolved while enrolled in the Federal Work-Study (FWS) program. To achieve the greatest amount of data, four participants were individually interviewed who currently held FWS-funded positions and determined the affects the program had on their time at the Midwestern institution. All participants perceived college experiences were impacted in some way positively, citing multiple examples of growth and development throughout their time involved.

The Long And Unconventional Road: Stories Of Financial Challenges And Systemic Barriers In College Completion For Adult Women Undergraduate Students, Michele Anne Tyson

Higher Education: Doctoral Research Projects

The following doctoral research studies the experiences and stories of adult post-traditional undergraduate women through a feminist narrative inquiry. The study focuses on the financing of a college degree and will be explored through understanding the educational journey of each participant to highlight personal struggle and system barriers. Currently literature about the importance of institutional and federal assistance for this population is absent from higher education. Using a feminist theoretical framework and narrative inquiry, this study describes the importance and value of educating women to both individual families and societal good.