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Full-Text Articles in Education Economics
Examining Graduate Lending: Access Vs. Private Lending, Accesslex Institute
Examining Graduate Lending: Access Vs. Private Lending, Accesslex Institute
AccessLex Institute Research
This report, the second of our two-part series on graduate lending, uses federal data to show, as one example, that black borrowers and Historically Black Colleges and Universities would likely be severely harmed by a move to significantly limit or outright eliminate federal lending to graduate and professional students.
Examining Grad Plus: Value And Cost, Accesslex Institute
Examining Grad Plus: Value And Cost, Accesslex Institute
AccessLex Institute Research
This report, the first in a two-part series, uses federal data to show that the primary criticisms of the Grad PLUS program—rising institutional education costs and potential cost to the federal government—are either nonexistent or massively overblown.
The Price Of Graduate And Professional School: How Much Students Pay, Sandy Baum, Patricia Steele
The Price Of Graduate And Professional School: How Much Students Pay, Sandy Baum, Patricia Steele
Commissioned Research
Like tuition and fees for undergraduate students, prices for graduate and professional study have risen rapidly over time. But average published prices tell us little about how much students actually pay. Despite high sticker prices, many students enrolled in research doctoral degree programs pay no tuition and fees because institutional grant aid, fellowships and tuition waivers cover these charges. Master’s degree students and those in professional practice degree programs are much less likely to receive this assistance. In 2011–12, one-third of full-time graduate and professional degree students received grant aid from their institutions. This included 71 percent of research doctoral …
Graduate And Professional School Debt: How Much Students Borrow, Sandy Baum, Patricia Steele
Graduate And Professional School Debt: How Much Students Borrow, Sandy Baum, Patricia Steele
Commissioned Research
There is wide variation in how students cover tuition and living expenses while they pursue graduate and professional degrees. Most research doctoral degree students attending public and private nonprofit schools benefit from generous institutional fellowships and assistant ships that cover a significant portion of their expenses. But master’s degree students in all sectors cover most of their expenses with earnings from employment and federal student loans. Borrowing is particularly important for professional degree students, most of whom have neither earnings from employment during the academic year nor grants and fellowships to cover tuition and living expenses while they are enrolled. …
Financing Graduate And Professional Education: How Students Pay, Sandy Baum, Patricia Steele
Financing Graduate And Professional Education: How Students Pay, Sandy Baum, Patricia Steele
Commissioned Research
This brief examines how students finance their graduate and professional education. It summarizes the sources of funds used to cover the tuition and fees universities charge, as well as living expenses. Institutions set a “cost of attendance” (COA) for students, estimating the average budget for one academic year (fall through spring). COA includes tuition and fees, books and supplies, room and board, transportation, and other living expenses, and it establishes the maximum amount students can borrow in federal student loans to attend a particular school. These official budgets serve as the foundation for the discussion that follows about how graduate …
Tuition Discounting Study Of Private Law Schools 2016, Accesslex Institute, National Association Of College And University Business Officers
Tuition Discounting Study Of Private Law Schools 2016, Accesslex Institute, National Association Of College And University Business Officers
Commissioned Research
The 2016 NACUBO/AccessLex Tuition Discounting Study of Private Law Schools was commissioned by AccessLex Institute in part to provide more recent information on tuition discounting practices at law schools, and to measure the effects of discounting on law schools’ finances. The use of institutional grant aid to attract and retain law students has become even more important, as many programs have had to grapple with declines in their numbers of applicants and enrollments. This challenging context has prompted law schools to implement a variety of practices and policies to raise their enrollments, including increasing their financial aid expenditures. The data …
Loan Counseling For Graduate And Professional Students, Patricia Steele, Chad Anderson
Loan Counseling For Graduate And Professional Students, Patricia Steele, Chad Anderson
Commissioned Research
This report provides an overview of existing literature that examines loan counseling and financial literacy for graduate and professional students, and includes actionable recommendations for stakeholders to better support students in making optimal financial decisions about their loans and other aspects of their personal finances. The report was authored by Patricia Steele, Ph.D., and Chad Anderson with Higher Ed Insight.