Education Commons^™

Factors Associated With Federal Student Loan Default Among Borrowers In A Statewide System Of Community And Technical Colleges., Brittany Inge

Electronic Theses and Dissertations

Community colleges serve as a gateway to higher education for millions of American college students. Open-door admission policies and federal student aid facilitate the access that two-year public institutions provide, particularly for students who are under-resourced or academically under-prepared for college. However, a substantial number of community college students who use federal student loans to pay for college ultimately fail to repay the loans, yielding negative consequences for borrowers, institutions, and taxpayers.

By employing a Hierarchical Generalized Linear Model (HGLM) this study investigates individual-level and institution-level factors associated with federal student loan default among borrowers who attended a two-year public …

Learning From A Decade Of College Promise Scholarships, Michelle Miller-Adams, Brad J. Hershbein

Michelle Miller-Adams

The Upjohn Institute hosted a webinar Oct. 26, 2017 to hear from leaders in the place-based, or "promise" college scholarship movement. Funders of promise programs and local and state officials, including Michigan Gov. Rick Snyder, spoke on how such programs have benefited their communities and addressed future challenges.

Learning From A Decade Of College Promise Scholarships, Michelle Miller-Adams, Brad J. Hershbein

Brad J. Hershbein

The Upjohn Institute hosted a webinar Oct. 26, 2017 to hear from leaders in the place-based, or "promise" college scholarship movement. Funders of promise programs and local and state officials, including Michigan Gov. Rick Snyder, spoke on how such programs have benefited their communities and addressed future challenges.

Nudging Students Beyond The Fafsa: The Impact Of University Outreach On Financial Aid Behaviors And Outcomes, Benjamin L. Castleman, Katharine E. Meyer, Zachary Sullivan, William D. Hartog, Scott Miller

Journal of Student Financial Aid

A growing body of research indicates that proactive outreach from high schools and college access organizations about college preparation tasks, and specifically focusing on completing the Free Application for Federal Student Aid (FAFSA), results in increased college enrollment. Comparatively less attention has been paid to the role of colleges and universities in this outreach and outreach relating to additional financial aid barriers that students face while applying to college, such as the CSS PROFILE form. In this article we investigated, through an inter-university collaboration, the effect of sending targeted, semi-personalized text messages to students during the college application process about …

Uncovering Barriers To Financial Capability: Underrepresented Students’ Access To Financial Resources, Brenda Eichelberger, Heather Mattioli, Rachel Foxhoven

Journal of Student Financial Aid

Financial aid is designed to increase access to postsecondary education at all socioeconomic levels; however, college students are not always knowledgeable about personal finances or capable of making sound decisions regarding complex college and program choices, debt options, and long-term spending. This article reviews previous research on the need for financial literacy training among underrepresented students and the barriers caused by inadequate access to financial services and information. Studies reviewed explore (a) the abilities of underrepresented students to make informed financial decisions; (b) the disadvantages faced by minority and first-generation students compared to their more advantaged peers; and (c) the …

Federal Pell Grant Eligibility And Receipt: Explaining Nonreceipt And Changes To Efc Using National And Institutional Data, Brent J. Evans, Tuan D. Nguyen, Brent B. Tener, Chanell L. Thomas

Journal of Student Financial Aid

In examining national data on Federal Pell Grant eligibility in the National Postsecondary Student Aid Study (NPSAS), we were puzzled to discover that many students who appear to have eligible Expected Family Contributions (EFCs) do not receive the award. We use institutional data from a large public university to understand and enumerate changes from initial Free Application for Student Financial Aid (FAFSA) EFC to final Pell Grant EFC and explore why EFC changes occur. We determine that the nonreceipt of Pell Grant observed in NPSAS is likely due to NPSAS not reporting final Pell Grant EFCs. We examine how the …

Learning From A Decade Of College Promise Scholarships, Michelle Miller-Adams, Brad J. Hershbein

Presentations

The Upjohn Institute hosted a webinar Oct. 26, 2017 to hear from leaders in the place-based, or "promise" college scholarship movement. Funders of promise programs and local and state officials, including Michigan Gov. Rick Snyder, spoke on how such programs have benefited their communities and addressed future challenges.

Tuition Discounting Study Of Private Law Schools 2016, Accesslex Institute, National Association Of College And University Business Officers

Commissioned Research

The 2016 NACUBO/AccessLex Tuition Discounting Study of Private Law Schools was commissioned by AccessLex Institute in part to provide more recent information on tuition discounting practices at law schools, and to measure the effects of discounting on law schools’ finances. The use of institutional grant aid to attract and retain law students has become even more important, as many programs have had to grapple with declines in their numbers of applicants and enrollments. This challenging context has prompted law schools to implement a variety of practices and policies to raise their enrollments, including increasing their financial aid expenditures. The data …

Georgia Southern University Fact Book, Georgia Southern University

Georgia Southern Fact Books

No abstract provided.

Leveraging Guided Pathways To Improve Financial Aid Design And Delivery, Maria Luna-Torres, Melet Leafgreen, Lyle Mckinney

Journal of Student Financial Aid

To address low completion rates, postsecondary leaders are championing a “guided pathways” approach that puts students on a prescribed route towards graduation. Designing solutions to address low completion rates is complex; in addition to academic roadblocks, insufficient financial resources coupled with a complicated financial aid system can intensify barriers to completion, especially for students whose continued enrollment is highly dependent on financial aid. Without a comprehensive approach that specifically addresses financial aid funding shortages, students will continue to struggle to complete their programs of study. Opportunities exist to redesign the financial aid system so that the current guided pathways movement …

The Distributional And Cost Implications Of Negative Expected Family Contributions, Robert Kelchen

Journal of Student Financial Aid

Eligibility for many federal, state, and institutional financial aid programs is determined by the expected family contribution (EFC) from the Free Application for Federal Student Aid (FAFSA), which functions as a tool to ration scarce aid dollars. The lowest possible EFC under current rules is zero, but this obscures a wider distribution of family resources that would be partially uncovered if the EFC formula were not truncated at zero and negative values were allowed. In this paper, I estimate negative EFCs using student-level data from nine colleges and universities between the 2007-08 and 2011-12 academic year. I find a large …

Born Under A Lucky Star: Financial Aid, College Completion, Labor Supply, And Credit Constraints, Jeffrey T. Denning

Upjohn Institute Working Papers

Higher education has experienced many changes since the 1970s, including an increase in the price of college, an increase in student employment during college, a decrease in college completion rates, and an increase in time to degree. This paper ties these trends together by causally linking changes in financial aid with time to degree and student employment during college. I find that additional financial aid accelerates graduation for university seniors because they increase credits attempted and reduce earnings while in college. In reaching this finding, I use administrative education and earnings data to examine a discrete change in the amount …

Taylor University Graduate Catalog 2017-18, Taylor University

Graduate Catalogs

The 2017-2018 graduate catalog of Taylor University in Upland, Indiana.

Taylor University Catalog 2017-2018, Taylor University

Undergraduate Catalogs

The 2017-2018 academic catalog of Taylor University in Upland, Indiana.

The Long And Unconventional Road: Stories Of Financial Challenges And Systemic Barriers In College Completion For Adult Women Undergraduate Students, Michele Anne Tyson

Higher Education: Doctoral Research Projects

The following doctoral research studies the experiences and stories of adult post-traditional undergraduate women through a feminist narrative inquiry. The study focuses on the financing of a college degree and will be explored through understanding the educational journey of each participant to highlight personal struggle and system barriers. Currently literature about the importance of institutional and federal assistance for this population is absent from higher education. Using a feminist theoretical framework and narrative inquiry, this study describes the importance and value of educating women to both individual families and societal good.