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Factors Associated With Federal Student Loan Default Among Borrowers In A Statewide System Of Community And Technical Colleges., Brittany Inge

Electronic Theses and Dissertations

Community colleges serve as a gateway to higher education for millions of American college students. Open-door admission policies and federal student aid facilitate the access that two-year public institutions provide, particularly for students who are under-resourced or academically under-prepared for college. However, a substantial number of community college students who use federal student loans to pay for college ultimately fail to repay the loans, yielding negative consequences for borrowers, institutions, and taxpayers.

By employing a Hierarchical Generalized Linear Model (HGLM) this study investigates individual-level and institution-level factors associated with federal student loan default among borrowers who attended a two-year public …