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Electronic Theses and Dissertations

The University of Maine

Higher education

Social and Behavioral Sciences

Publication Year

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Full-Text Articles in Education

An Economic Analysis Of Student Loan Default, Arianna Castonguay May 2019

An Economic Analysis Of Student Loan Default, Arianna Castonguay

Electronic Theses and Dissertations

Cumulative student loan debt in the United States has now surpassed $1.5 trillion. Moreover, since the turn of the century, cohort default rates of these loans have steadily risen across all types of institutions. The latest data from the U.S. Department of Education shows 10.8 percent of borrowers who entered repayment in fiscal year 2015 have defaulted within three years. In turn, the first chapter of this paper summarizes student loan policies as well as trends in debt and default. Furthermore, it highlights the consequences of high student debt and default for individual borrowers and the economy. Results show evidence …


Muslim International Student And Higher Education: A Qualitative Study Of Students' Experiences Against A Backdrop Of Islamophobia, Donna M. Seppy May 2018

Muslim International Student And Higher Education: A Qualitative Study Of Students' Experiences Against A Backdrop Of Islamophobia, Donna M. Seppy

Electronic Theses and Dissertations

International student enrollment at institutions of higher education in the United States continues to rise. Despite political and social tensions, students from the Middle East and North Africa (MENA) nations continue to enroll in record numbers, yet there is minimal literature focused on the experiences of this sub-group of international students.

This qualitative study sought to understand the lived-experiences and perceived needs of Muslim International students from Middle East and North Africa nations enrolled in an institution of higher education in the northeast United States. This study employed a phenomenological approach to discovery aimed to develop new understandings of their …