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An Economic Analysis Of Student Loan Default, Arianna Castonguay
An Economic Analysis Of Student Loan Default, Arianna Castonguay
Electronic Theses and Dissertations
Cumulative student loan debt in the United States has now surpassed $1.5 trillion. Moreover, since the turn of the century, cohort default rates of these loans have steadily risen across all types of institutions. The latest data from the U.S. Department of Education shows 10.8 percent of borrowers who entered repayment in fiscal year 2015 have defaulted within three years. In turn, the first chapter of this paper summarizes student loan policies as well as trends in debt and default. Furthermore, it highlights the consequences of high student debt and default for individual borrowers and the economy. Results show evidence …
The Multicultural Center's Role In Black Male Success At A Predominantly White Institution, Stephan Tramaine Moore
The Multicultural Center's Role In Black Male Success At A Predominantly White Institution, Stephan Tramaine Moore
Electronic Theses and Dissertations
Many scholarly works have focused on the problems that Black males face in higher education at predominantly White institutions (PWI). However, few have explored specific factors that lead to the success of Black males. This study focuses on the Multicultural Center’s role in Black male success a PWI. There are a myriad of issues that Black men face when pursuing higher education ranging from a lack of financial resources to “invisibility” in the collegial environment. These challenges are further exacerbated for Black men who are enrolled at a PWI. The Multicultural Center (MC) is among the essential modalities that can …