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Articles 1 - 2 of 2
Full-Text Articles in Education
A Qualitative Study On The Financial Education Of Young Black Men, Sue M. May
A Qualitative Study On The Financial Education Of Young Black Men, Sue M. May
University of the Pacific Theses and Dissertations
Financial literacy awareness is low among young adults, and financial literacy among Black college students is significantly lower than in other groups (Singh, 2018). However, there is little to no research on why financial literacy is so low among young Black men between 18 and 25. Few studies specifically show how financial literacy and decision-making may be related to their family economics and socialization for young Black men. Using Critical Race Theory and Family Financial Socialization theoretical frameworks, this dissertation project examined a sample of seven young self-identified Black men ages 24 to 25 years old in Northern California Bay …
Student Loan Debt And First-Generation Community College Students, Sandra A. Fuentes
Student Loan Debt And First-Generation Community College Students, Sandra A. Fuentes
University of the Pacific Theses and Dissertations
The rising costs of college attendance and changes in financial aid packages leave students with little option other than to incur a debt of some amount. Unfortunately, colleges often fail to provide adequate financial literacy and student loan information so prospective students planning to attend college can make informed decisions. Student loans may seem attractive in the short term because, unlike other loans, repayment does not begin immediately. However, the accrual of student loan debt leads to long-term financial consequences, including the opportunity to build economic wealth after graduation. Utilizing a basic qualitative research design, I explored first-generation community college …