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The Minuses Of Plus Loans; Trends, Issues, And Opportunities For Parents Who Borrow For College, Ross A. Riskin
The Minuses Of Plus Loans; Trends, Issues, And Opportunities For Parents Who Borrow For College, Ross A. Riskin
Doctoral Dissertations (DBA)
As college costs rise, students aren’t the only ones facing the financial burden of education-related debt. In this paper, parent borrowing through the PLUS loan system, which is a federal program that provides parents and graduate students with access to funding for higher education costs, is examined. The systemic issues present in the PLUS loan system along with the rise in overall borrowing suggest the need for improved policies to help increase borrower awareness and improve loan outcomes. This paper is unique in that it addresses parent PLUS loan borrowing at the school level in order to identify factors that …