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Articles 1 - 15 of 15
Full-Text Articles in Education
Professional School Counselors : Integral Stakeholders In The Recruitment, Retention, And Support Of African American, Latino, And Low-Income Students In Advanced Placement Programs., Damien Sweeney
Electronic Theses and Dissertations
Numerous studies have been conducted that show the importance of diversifying Advanced Placement Courses. However, Griffin and Steen (2011) state that: Despite a vast body of literature that stresses the importance of school counselors in addressing inequities that exists in schools, few articles provide concrete strategies that school counselors can infuse in their practice. More research is warranted because many school counselors face barriers when trying to implement systemic change in the schools. (p. 76) This qualitative research study is based on a collective phenomenological case study of six participants (five Professional School Counselors and one Director of School Counselors) …
Competency-Based Education And Federal Student Aid, Stephen R. Porter
Competency-Based Education And Federal Student Aid, Stephen R. Porter
Journal of Student Financial Aid
Competency-based education is increasingly popular because of the flexibility it provides for students seeking a postsecondary credential. Current federal student aid, however, is geared toward supporting students in traditional, time-based degree programs. This paper discusses why current approaches to federal student aid are not supportive of competency-based degree programs and explores how federal statute and regulations could be changed, in ways that are not reliant on time and credit hours, to disburse aid to students while minimizing fraud.
Editor's Column, Jacob P.K. Gross
Beyond Financial Need: Predictors Of Student Loans And Student Loan Attitudes, Jill M. Norvilitis, Meghan J. Batt
Beyond Financial Need: Predictors Of Student Loans And Student Loan Attitudes, Jill M. Norvilitis, Meghan J. Batt
Journal of Student Financial Aid
Although public concern about student loan debt has been increasing, little research has examined predictors of debt beyond financial need or demographic factors. The present study explored the role of several psychological and attitudinal variables in student loan debt among 189 college students. Results indicate that loan initiative and loan resignation attitudes predicted level of student loan debt. In addition, locus of control, delay of gratification, and social comparison are also related to loans and loan attitudes. Parental instruction marginally predicted loan attitudes, but not loan totals. Overall, these results suggest the need to consider non-need based factors when counseling …
Which U.S. Households Use Education Loans?, Chungwen Hsu, Patti J. Fisher
Which U.S. Households Use Education Loans?, Chungwen Hsu, Patti J. Fisher
Journal of Student Financial Aid
This empirical study uses the 2013 Survey of Consumer Finances (SCF) to investigate the characteristics of households that hold at least one loan for educational expenses. The benefit of using household-level data is that a single household may have education loans for multiple people in the household, including the household head, spouse/partner, and children. In studies of the education loan debt of individuals, the true effect on households may be overlooked. The present results show that the respondent’s age, respondent’s marital status, having at least one dependent child under the age of 18, net worth, home ownership, stock ownership, being …
Goal Complexity In Financial Aid And The Contingency Of Organizational Sector, Amanda Rutherford
Goal Complexity In Financial Aid And The Contingency Of Organizational Sector, Amanda Rutherford
Journal of Student Financial Aid
Expectations of public institutions of higher education now include a growing number of competing goals. Financial assistance policies are expected to reward student talent, expand access to education, boost retention and graduation rates, and more. Yet research has not generally provided an empirical assessment of whether and how higher levels of goal complexity are linked to institutional processes and outcomes. The present study examines financial assistance goal complexity in two- and four-year public institutions using survey data from the State Higher Education Executive Officers Association (SHEEO). Findings show that both two-year and fouryear colleges are affected similarly by goal complexity …
Editor's Column, Jacob P.K. Gross
In The Right Ballpark? Assessing The Accuracy Of Net Price Calculators, Aaron M. Anthony, Lindsay C. Page, Abigail Seldin
In The Right Ballpark? Assessing The Accuracy Of Net Price Calculators, Aaron M. Anthony, Lindsay C. Page, Abigail Seldin
Journal of Student Financial Aid
Large differences often exist between a college’s sticker price and net price after accounting for financial aid. Net price calculators (NPCs) were designed to help students more accurately estimate their actual costs to attend a given college. This study assesses the accuracy of information provided by net price calculators. Specifically, we compare NPC estimates of financial aid to actual aid packages for a sample of low-income, first-time college students at seven postsecondary institutions which all utilize the federal template NPC. We find that NPC estimates of grant aid correlate highly with actual grant aid on average, but variation in individual …
Factors That Affect Willingness To Borrow Student Loans Among Community College Students, Kathleen K. Menges, Christoph Leonhard
Factors That Affect Willingness To Borrow Student Loans Among Community College Students, Kathleen K. Menges, Christoph Leonhard
Journal of Student Financial Aid
Research suggests that student loan borrowing has increased at the community college level. This trend is worrisome to many, as research is inconclusive regarding whether loans are positively correlated with achieving a college degree. Many also contend that choosing not to borrow a student loan due to loan aversion can negatively impact a student’s chance of reaping the financial benefits of a college degree. This study surveyed three community colleges in the Midwest to better understand how acculturation, time perspective, and financial literacy impact community college students’ willingness to borrow student loans. Except for financial literacy, none of the variables …
Does Merit-Based Aid Improve College Affordability? Testing The Bennett Hypothesis In The Era Of Merit-Based Aid, Jungmin Lee
Does Merit-Based Aid Improve College Affordability? Testing The Bennett Hypothesis In The Era Of Merit-Based Aid, Jungmin Lee
Journal of Student Financial Aid
This study tested the Bennett hypothesis by examining whether four-year colleges changed listed tuition and fees, the amount of institutional grants per student, and room and board charges after their states implemented statewide merit-based aid programs. According to the Bennett hypothesis, increases in government financial aid make it easier for colleges to raise their tuition. Because many statewide merit-based aid programs covered full tuition and fees for students enrolled in their state colleges, I hypothesized that colleges in states that implemented merit-based aid programs would raise student charges or reduce institutional aid for more revenue. Using the difference-in-differences method, I …
Examining The Motivations And Benefits Of Student-Athletes Performing Community Service., Matthew Ryan Huml
Examining The Motivations And Benefits Of Student-Athletes Performing Community Service., Matthew Ryan Huml
Electronic Theses and Dissertations
With over 460,000 active student-athletes (NCAA, n.d.), the student sub-population is large enough to investigate potential options for institutions to increase their academic achievement. Additionally, participating in academic-related activities is especially important because of concerns about student-athletes spending more than the 20 hours per week the NCAA allows for working on their sport (Wolverton, 2008). Studies frequently highlight a lack of effort by student-athletes to adjust to academic opportunities and expectations within higher education (Adler & Adler, 1991; Lally & Kerr, 2005; Levine, Etchison, & Oppenheimer, 2014; Miller & Kerr, 2003). To combat this adjustment to higher education, community service …
How Money Helps Keep Students In College: The Relationship Between Family Finances, Merit-Based Aid, And Retention In Higher Education, Alexandre M. Olbrecht, Christopher Romano, Jeremy Teigen
How Money Helps Keep Students In College: The Relationship Between Family Finances, Merit-Based Aid, And Retention In Higher Education, Alexandre M. Olbrecht, Christopher Romano, Jeremy Teigen
Journal of Student Financial Aid
In this paper, we leverage detailed, individual-level student data to understand the relationships between family finances, merit-based aid, and first-year student retention. With three cohorts of student data that comprise family financial status, institutional merit scholarships, and many of the other known correlates of student retention, we regress sophomore retention of first-time, full-time students on the financial variables with controls. We find that an increase in a family’s ability to contribute to educational costs improves a student’s chances of retention. Additionally, our data show that institutional financial assistance also bolsters the likelihood that students return for their sophomore year.
Editor's Column, Jacob P.K. Gross
Are Student Loan Default Rates Linked To Institutional Capacity?, Terry T. Ishitani, Sean A. Mckitrick
Are Student Loan Default Rates Linked To Institutional Capacity?, Terry T. Ishitani, Sean A. Mckitrick
Journal of Student Financial Aid
As more undergraduates have taken out loans to attend college, the number of borrowers who fail to repay their student loans has increased. While previous research has focused on students’ likelihood to default, this study employed institutional cohort default rates (CDRs) as an outcome variable. Using Integrated Postsecondary Education Data System, this study investigated the association between institutional effectiveness and CDRs. Coupled with multilevel modeling, the study also observed the effects of state-level factors, such as state appropriation and unemployment, on CDRs. The results showed that institutional characteristics—e.g., proportion of minority students, admission test scores, retention rates, and instructional expenses—are …
Book Review: The Real College Debt Crisis: How Student Borrowing Threatens Financial Well-Being And Erodes The American Dream, Ellie M. Bruecker
Book Review: The Real College Debt Crisis: How Student Borrowing Threatens Financial Well-Being And Erodes The American Dream, Ellie M. Bruecker
Journal of Student Financial Aid
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