Education Commons^™

G93-1163 Choosing A Financial Planner, Kathleen Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This publication questions your need for a financial planner, costs involved, explains financial plans, offers criteria for selecting a planner and offers suggestions on how to register complaints regarding a financial planner.

A financial planner is not someone who tells you what to do with your money. A planner is someone who is a money coach, trained to draw up a financial game plan with your help and information, and who is there when advice is needed.

G93-1166 Budgeting: The Basics And Beyond, Kathleen Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

Budgeting is a word which usually gets negative reactions from people. But, a budget can help you use the money you have more effectively. A budget is a financial plan for spending; not a bookkeeping chore of keeping track of every penny.

Nf91-24 A Cash Flow Technique To Use In Household Budgeting, Kathy Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebFact discusses reducing family food expenses.

Nf91-20 Cutting Family Living Transportation Expenses, Kathy Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebFact offers suggestions for cutting family transportation costs.

Nf91-19 Cutting Installment Payments, Credit Cards And Other Credit Payments, Kathy Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebFact discusses methods to manage and reduce credit payments.

Nf91-21 Cutting Family Living Food Expenses, Kathy Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebFact discusses reducing family food expenses.

Nf91-25 Cutting Family Living Clothing And Personal Care Expenses, Kathy Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebFact discusses reducing family living expenses.

Nf91-22 Cutting Family Living Recreation, Health Care, Gifts And Contributions, Education, And Other Expenses, Kathy Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebFact discusses reducing family living, recreation, health care, gift and education expenses.

Nf91-26 Cutting Housing, Utilities, Telephone, Furnishings, Cleaning Supply Expenses, Kathy Prochaska-Cue, Shirley Niemeyer, Ann Ziebarth

University of Nebraska-Lincoln Extension: Historical Materials

This NebFact discusses reducing family food expenses.

G89-941 Financial Planning Form: Income Statement, Kathleen Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebGuide provides step-by-step directions for completing the included income statement.

What Is an Income Statement?

An income statement shows income and expenses over a period of time, usually a year. Like a motion picture, it also can show the movement of income expenses between net worth statements.

This income statement includes five categories of income (salaries, wages, bonuses; investment income; gifts; borrowed money; and other income), and three categories of expenses (taxes; fixed obligations and financing expense; and living expenses). A space to calculate net income (the amount left after all expenses) concludes this form.

G89-940 Financial Planning Form: Net Worth Statement, Kathleen Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebGuide gives step-by-step instructions for filling out the included net worth statement, sometimes called a balance sheet.

A net worth statement, or balance sheet, is like a snapshot that shows a financial situation at a certain point in time. In simple terms, the net worth sheet shows how much money would be left if everything owned was converted into cash and used to pay off all debts.

The net worth statement includes what is owned (assets) on the left side of the sheet, what is owed to creditors (liabilities) on the right side of the sheet, and the net …

Heg86-209 Farm And Ranch Family Living Expenses--Taking Control, Kathleen Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebGuide describes how families with an irregular income can control living expenses through use of a budget and cash flow plan.

Although farm and ranch family living levels have improved and become more comparable to nonfarm families, there will always be some important differences between these families with respect to managing the family living expenses. Income is irregular for many farm and ranch families and, in the past few years, has been insufficient to maintain the farm/ranch and family at a reasonable level of living. This guide is designed to help the farm or ranch family take control of …

G84-735 State And Local Government Budgets In Nebraska, A.L. (Roy) Frederick, Michael Lundeen

University of Nebraska-Lincoln Extension: Historical Materials

The last in a series of nine NebGuides on state funding and sources, this publication discusses state and local subdivision budget preparation and implementation.

All levels of government must plan for the future, making decisions about what services to provide and how to pay for them. This process, called budgeting, is often difficult because "worthy causes" exceed available funds.

According to Nebraska law, both the state government and local government subdivisions must establish annual operating budgets. Moreover, certain procedures must be followed in the development of these budgets. The budgeting process is precisely defined to ensure that citizens have an …

G80-505 Economics Of Energy Used In Fallow Systems For Winter Wheat-Fallow Rotation, Robert E.J. Retzlaff, Vernon L. Hofman

University of Nebraska-Lincoln Extension: Historical Materials

This NebGuide discusses the economic advantages of using a fallow system with winter wheat.

In 1979, Americans watched gasoline, diesel, and other petroleum products dramatically increase in price. The amount of imported crude oil increased and the demand continued strong despite higher prices. Conservation of energy, either forced or voluntary, seems to be one of the key solutions to the energy crisis.

G75-208 Cost Estimation—Field Operations, Robert E. Perry

University of Nebraska-Lincoln Extension: Historical Materials

Prices for farm machinery, repairs, and fuel and oil are constantly changing. This NebGuide provides farm operators and/or custom operators with a simplified method of estimating costs of owning and operating machinery that is based on current prices.