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Full-Text Articles in Education
(De)Glossing Financial Aid: Do Colleges And Universities Actually Use Financial Student Aid Jargon?, Zachary W. Taylor, Laura Manor
(De)Glossing Financial Aid: Do Colleges And Universities Actually Use Financial Student Aid Jargon?, Zachary W. Taylor, Laura Manor
Journal of Student Financial Aid
Decades of research has suggested that completing the Free Application for Federal Student Aid (FAFSA) can be a complex, difficult process for postsecondary students and their support networks. However, no extant research has informed federal student aid practitioners and researchers as to what federal student aid jargon terms institutions of higher education actually use in their application instructions to complete the FAFSA. To fill this gap in the research, this study adopts a distributional linguistic approach to analyze a random sample of federal student aid application instructions published on institutional websites (.edu) over three years (2017, 2018, and 2019) to …
Take It, Or Leave It? Analyzing How Unsubsidized Federal Loans Affect Six-Year Degree Attainment Across Income Groups, Ray Franke
Journal of Student Financial Aid
This study examined the effects of unsubsidized federal Stafford loans on six-year degree attainment at 4-year colleges and universities in the U.S., and how these differentially impact students across income groups. For this, nationally representative data from the Beginning Postsecondary Students (BPS:04/09) and the Integrated Postsecondary Education Data System (IPEDS) was merged to analyze N=6,561 students attending n=651 four-year institutions. To account for possible selection bias in loan borrowing and the nested data structure, this study employs a propensity score matching, multilevel modeling approach. In addition to financial aid measures, the analytic model draws from the heterogeneous research approach and …
Competency-Based Education And Federal Student Aid, Stephen R. Porter
Competency-Based Education And Federal Student Aid, Stephen R. Porter
Journal of Student Financial Aid
Competency-based education is increasingly popular because of the flexibility it provides for students seeking a postsecondary credential. Current federal student aid, however, is geared toward supporting students in traditional, time-based degree programs. This paper discusses why current approaches to federal student aid are not supportive of competency-based degree programs and explores how federal statute and regulations could be changed, in ways that are not reliant on time and credit hours, to disburse aid to students while minimizing fraud.
Introduction: Reauthorization: An Opportunity For Substantive Change In How Students Pay For College, Jacob P. Gross
Introduction: Reauthorization: An Opportunity For Substantive Change In How Students Pay For College, Jacob P. Gross
Journal of Student Financial Aid
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Guest Editor’S Column: Preparing For Reauthorization Of The Higher Education Act, Laura W. Perna
Guest Editor’S Column: Preparing For Reauthorization Of The Higher Education Act, Laura W. Perna
Journal of Student Financial Aid
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Borrowing And Repaying Student Loans, Nicholas W. Hillman
Borrowing And Repaying Student Loans, Nicholas W. Hillman
Journal of Student Financial Aid
This essay synthesizes the most recent and rigorous research on student loan debt. It focuses on basic questions about who borrows, how much, and whether debt affects behaviors. Answers to these questions are necessary for informing federal student loan policymaking, yet the research findings are surprisingly mixed because of poor data quality, research design challenges, and the growing heterogeneity of borrowers. This ambiguity makes federal policymaking difficult when questions about the benefits and burdens of student loan debt are left unanswered. By synthesizing the current research, this essay helps answer some of these questions while calling attention to others.