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The Perspective Of Financial Aid Personnel On Middle-Income Student Loan Borrowing, Nicole Lacognata
The Perspective Of Financial Aid Personnel On Middle-Income Student Loan Borrowing, Nicole Lacognata
Graduate Research Theses & Dissertations
The purpose of this dissertation was to understand the financial aid personnel’s perspective on the impacts of middle-income student loan borrowing. Student loan borrowing is a concern for many due to the current debt reaching extraordinary amounts. This research explored the impacts specifically on middle-income students as opposed to low- or high-income students. Middle-income, for the purposes of this research, was defined as students who are above the threshold for need-based aid, but still have a remaining need. Four themes occurred as a result of this research: 1) payment opportunities for middle-income students 2) opt in and opt out loan …